Not entitled to JSA.

HappyMJ

webinteractions wrote: »

I just want to work as a midwife, failing that, find any job to tide me over till a midwifery position opens up in the area. I had jobs before uni in which i paid tax and not claimed anything before. We just need a little help in the mean time to pay the bills as my partner helps me as much as he can but it's just not enough. I don't think that's unreasonable?!

What bills? He earns £23,500. That's £353 per week after tax and NI. If the rent is too high then see if you can claim housing benefit.

BigAunty

webinteractions wrote: »

.. We just need a little help in the mean time to pay the bills as my partner helps me as much as he can but it's just not enough. I don't think that's unreasonable?!

You can double check if your household is entitled to anything with that benefit checker but probably not (unless perhaps you live in a rental property in a high cost area and might be due a tiny bit of Local Housing Allowance, perhaps a tiny bit of council tax rebate).

Download the budget planner on the MSE website, work through the site, including the moneysaving forums like the Old Style board, and cut your expenses.

You can identify cheaper tariffs for services, cheap groceries, cheap recipes, how to reduce transport and social costs and so on.

As you are unlikely to be due any benefit income in your household, your main option is to be much more frugal in your outgoings.

BigAunty

webinteractions wrote: »

It's a ridiculous system that i could move out and get everything paid for but i want to live with my boyfriend and not 'milk' the system for everything i can get, just want a little bit a week which help pay for food etc.

It's due to the rather fundamental obligation in the way the benefits system is structured that expects those in close relationships to offer each other support and assistance.

Because if partners do not help each other out, the state would have to pay billions in benefits to those receiving workless related benefits even if they lived with wealthy partners.

So on the one hand, you want to be independent from your partner, but on the other, you have no qualms about receiving benefits paid for by taxpayers, including many who work full time for wages that are much lower than your partner earns?

Your frustration is common - your type of benefit query happens regularly on this forum - but that's the way the system is set up. It expects couples to look after each other - and why shouldn't they?

rogerblack

Even strictly considering things on a financial level, in a large fraction of cases you'd be able to save the household more than the JSA money, simply by economising with your spare time.
For example, going through all of the bills in detail, and seeing if it's possible to switch.
Cooking planned healthy meals, rather than buying...

skintandscared_2

webinteractions wrote: »

I just want to work as a midwife, failing that, find any job to tide me over till a midwifery position opens up in the area. I had jobs before uni in which i paid tax and not claimed anything before. We just need a little help in the mean time to pay the bills as my partner helps me as much as he can but it's just not enough. I don't think that's unreasonable?!

I do understand it's a frustrating situation and I really hope you manage to find a position that utilises your skills. The thing is, the tax "pot" is not some kind of savings plan where you will ever really get out what you put in I've worked full time for 27 years now and paid tax, but not claimed anything. I sincerely hope I don't have to claim anywhere near what I've paid "in" in my lifetime, but I appreciate that circumstances change and I've no idea what's round the corner. But yes, I'm afraid your partner will have to support you until you are able to earn a wage and yes, that IS reasonable.

Tigsteroonie

webinteractions wrote: »

and my partner is on 23,500 before tax, the law deems that my partner will be financially responsible for me, he can't support both of us

webinteractions wrote: »

my partner helps me as much as he can but it's just not enough

All I can suggest is what has already been suggested: checking the Turn2Us calculator to see if you are entitled to any help with rent/council tax; and using this site to revise your spending downwards to within your budget.

You are living with your boyfriend, so you are a "couple" and can share finances. There are plenty of other family setups where people manage on a smaller annual salary than your boyfriend's.

Oldernotwiser

webinteractions wrote: »

Hi,

I'd really appreciate it if anyone could shed some light on any financial help I might be able to apply for as i have been turned down for JSA.

I am a 26 year old newly qualified midwife, looking for work. There arent any midwife jobs in the area, so I'm just looking for anything at the moment. I have moved to a new area and now living with my boyfriend. He earns 23,500 a year before tax and i have been turned down for JSA as i was a student and paid little to no tax and my partner is on 23,500 before tax, the law deems that my partner will be financially responsible for me, he can't support both of us, nor should he have to. I have literally no money coming in since the beginning of last month.

Is there anything i can do? i need help! Thank you in advance..

It would have made more sense if you'd moved to an area where there were midwife jobs rather than an area where there weren't any.

There are normally plenty of jobs in care homes available and/or you could enquire about HCA vacancies with the hospital "bank".

Hammyman

webinteractions wrote: »

the law deems that my partner will be financially responsible for me, he can't support both of us, nor should he have to.

Ridiculous. Absolutely ridiculous. Being a couple living together is about supporting each other both emotionally and financially if needs be.

Before me and the missus got married, for several years I was the only earner in the house. I didn't care. What money I earned was ours. When we were both working, whatever money we earned was ours. Thats how normal people carry on. !!!!!! do you think married people have done since the beginning of time? Bloke used to go out to work to earn the money. Wife used to look after the home. A

Would you expect to be entitled to the same benefits as a single parent if you both had a child whilst living together as well? By christ, its easy to see you've never earned your own money. If you had, you'd be as outraged as every other tax payer on here at your comments.

shop-to-drop

Since you have moved to the area to be with him he needs to support you especially as there are no jobs in your line of work which you have just spent years getting qualified for. Since there is a shortage of midwives in many areas I'd be inclined to move again to an area where you can work and support yourself if you don't feel comfortable enough in the relationship to be financially dependent on each other.

Oldernotwiser

shop-to-drop wrote: »

Since you have moved to the area to be with him he needs to support you especially as there are no jobs in your line of work which you have just spent years getting qualified for. Since there is a shortage of midwives in many areas I'd be inclined to move again to an area where you can work and support yourself if you don't feel comfortable enough in the relationship to be financially dependent on each other.

Unfortunately, although there is a shortage of midwives in many areas there is also a general shortage of midwifery jobs.