📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lulabelle's MFW Diary

1193194196198199253

Comments

  • Hi Lula, that's fab news - good luck with the mortgage discussions

    Tilly x

    Thanks Tilly - hope all is well in the T household x
  • Muser1 wrote: »
    Eeek how exiting! Hope the mortgage gets sorted easily for you. x

    Thanks Muser, I have my fingers crossed.... i'm not sure it will be easy or straightforward but hopefully it works out OK......
  • Well, being a contractor certainly has it's pitfalls when it comes to things like getting a mortgage...... hopefully it will be sorted OK but it wont be straight forward and I need to pay a company to organise it all for me, meh!!

    So, if it doesn't work out, I will just need to save like a mad woman I suppose and try and buy a property....
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 September 2013 at 2:31PM
    Hmmm, might have found a lender that accepts a low joint salary which means I wont need to worry about going via the Contractor people - their fee was £695, so hopefully it works out and we make a saving......

    They're calling us this evening to run through everything. Fingers crossed.

    Just appointed the solicitors, so it's all getting very serious.

    Of course, in the next few days, it's going to hurt like hell as our o/s balance is going to shoot back up. Gutted.
  • edinburgher
    edinburgher Posts: 13,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations Lula - you are nearly a slumlord! - just be sure to bring round your best handbag so tenants know you mean business :rotfl:
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations Lula - you are nearly a slumlord! - just be sure to bring round your best handbag so tenants know you mean business :rotfl:

    Thanks Ed! There'll be no slums in my little property empire though!! :rotfl:
  • MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hehe - would have been cheaper I suppose!!

    My B2L adventures will definitelty be putting a curb on any frivolous spending and well as destroying my dream of being mortgage free by the end of 2016. Sob sob
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :TOh - this is my 2,000th post!!!!
  • nattypants
    nattypants Posts: 2,577 Forumite
    Happy 2000th post_party_

    You might not be mortgage free by 2016, but if this were a game of monopoly you would be have a nice wee house empire accumulating, and I would be looking at my community chest card which would read 'excuse me, but when TF are you ever gonna do any MOPs?'

    Meh;)
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.