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DLA Motability
Comments
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Totally agree!
Motability has run it's course. Far better to borrow the money at the current low rate of interest and use the DLA payment to pay for it.
The writing is on the wall as they have reduced the award period down to 1 year. What happens if you lose the HRM on renewal in a year - no more car, and no money coming in to buy one.
As for that last statement, you could not have described the system any better. Have you seen the prices they charge for furniture and TV's?
Yes Motability is best described at the 'Brighthouse Garage' !!!
There is a large element of 'Trollisism' in your posts, I suggest that you are not eligible for any mobility payment and are both fit and savvy enough to arrange your own transport.
The vast majority of Motability recipients are not!0 -
well i see it a bit different for me.
£50 a week has got me a car that i can drive, given me independance where i didnt have before, i would never be able to afford to save the money over a 3 year period as it would go over the savings threshold for the benefits i am on.
although things are about to change for me work/benefit wise (fingers crossed)
having a car that the only thing i needed to do is put fuel into has been great, i am happy to loose the £50 a week, to a car..
anything happens to the car (within reason) is covered, service is covered, tax is covered, some may see this as a no brainer but for me to save that kind of money would be having nothing for the (minimum) 3 years to start with..
OP as long as your dla is high rate mobility you should be able to look at motability cars.
OP as long as your dla is high rate mobility you should be able to look at motability cars - for as long as you are awarded HRM, and do not lose it at a renewal! Then the car goes the same way the DLA would.0 -
There is a large element of 'Trollisism' in your posts, I suggest that you are not eligible for any mobility payment and are both fit and savvy enough to arrange your own transport.
The vast majority of Motability recipients are not!
I am not 'trolling'. And I was not actually talking about myself.
I own my own car and would never have a leased vehicle and definitely not one that is linked to the receipt of any benefit.
No far from it, I am not well & fit, neither is my wife. For the past 7 years I have not been able to walk more than 20 or so yards without suffering discomfort and pain.
I arrange my own transport as that way I have control of the fact that there will always be a car on the drive.
As for Brighthouse Garage, I didn't bring that up, but I sure am in total agreement.
To rely on a car by virtue of a benefit being awarded is not something that anybody with any sense would consider.
You may not like my opinion but that doesn't mean to say that it isn't a valid one.0 -
Umm - I'm applying for DLA-HRM, and actually agree!
To rely on an award of DLA continuing, unless you have the most inarguable case, when the consequences may be to lose your only mode of transport is at least a questionable decision.
Motability is an essential scheme for some, but the risks are highest for those that need it the most.
I note that it's possible to privately lease a car for about the same price as motability in some cases.
http://www.centralcontracts.com/car-leasing-nissan-micra-5/ (I have no knowledge of this firm, and are taking their figures at face value).
Leasing a Nissan Micra 5 door for 3 years with maintenance.
686+36*169 = 6770
Motability want 7862.40 for the same vehicle.
At my current insurance rate, I can barely squeak in under the Motability price with this offer.
(in practice, I'd be buying a used car, if I had to)0 -
rogerblack wrote: »Umm - I'm applying for DLA-HRM, and actually agree!
To rely on an award of DLA continuing, unless you have the most inarguable case, when the consequences may be to lose your only mode of transport is at least a questionable decision.
Motability is an essential scheme for some, but the risks are highest for those that need it the most.
I note that it's possible to privately lease a car for about the same price as motability in some cases.
http://www.centralcontracts.com/car-leasing-nissan-micra-5/ (I have no knowledge of this firm, and are taking their figures at face value).
Leasing a Nissan Micra 5 door for 3 years with maintenance.
686+36*169 = 6770
Motability want 7862.40 for the same vehicle.
At my current insurance rate, I can barely squeak in under the Motability price with this offer.
(in practice, I'd be buying a used car, if I had to)
That makes good financial sense!
Those with a Motability car are never, unless as you say have such a strong case that they will always have HRM, going to be sure from one month to another if the car will be taken off them.
It's not worth the risk.0 -
Your premise that most of the 574,000 recipients of motabilty are either stupid (in your words) or are about to lose their vehicles is scaremongering, dangerous and wrong.
If rodgerblack wants to cruise about in a Micra for three years then he must have worked in financial services (more bottom line than style and practicality), and don't forget that its still leased with all that goes with that.
I think that a case has been proved for those who able to run their own vehicle and trouser any change, but for those who won't or can't the scheme is an absolute godsend.
Good luck in your application for DLA-HRM rodgerblack, its good to have a response from a player rather than a spectator.0 -
Your premise that most of the 574,000 recipients of motabilty are either stupid (in your words) or are about to lose their vehicles is scaremongering, dangerous and wrong.
If rodgerblack wants to cruise about in a Micra for three years then he must have worked in financial services (more bottom line than style and practicality), and don't forget that its still leased with all that goes with that.
I think that a case has been proved for those who able to run their own vehicle and trouser any change, but for those who won't or can't the scheme is an absolute godsend.
Good luck in your application for DLA-HRM rodgerblack, its good to have a response from a player rather than a spectator.
Unfortunately it is not wrong. Ask the many that have had a reduction applied to their award that post on this site, How many times do we see the same question - can I keep my car whilst I appeal.
To be in that position must be awful. And again unfortunately it is to become the norm in the future with more and more awards being subject to periodical reviews. It seems that Motability are already aware of this by changing the award period to just 12 months now.
And tell those 574,000 that they are more likely now, considering the level of public distaste of being able to get a Motability car that exists now, that they run the very real risk of losing it in the short term due to the tightening of the rules for DLA. See what they say.
The public outrage that has sprung up over DLA being awarded in the past and it hardly ever being questioned at a later date, is enough for parliament to put sufficient stops in place that will give back the confidence to the general public when looking at the disabled benefit culture.
I too class myself as does my GP and my consultants as being disabled. But thankfully I will not be one of them that is viewed as a scrounger.0 -
So how exactly oh wise one are they going to continue to pay the loan repayments if they lose their DLA award. Back of the class again for Andy.Far better to borrow the money at the current low rate of interest and use the DLA payment to pay for it.
What happens if you lose the HRM on renewal in a year - no more car, and no money coming in to buy one.I made a mistake once, believeing people on the internet were my virtual friends. It won't be a mistake that I make again!0
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