Txtloan Responsible Lending Question

bobajob_1966

GazpromR wrote: »

The only reason I asked, is because of the responsible lending they all Strive for. How is responsible for a lender to ask when you get paid next I say 30 days, they say ohh, ok, thats fine I'll loan you for 15 days. I never said I WAS responsible for taking it out. I'm sorry I don't know the rules on these kind of things I dont have all day to troll forums all day I have a life. (admins excluded) :j

Were you not capable of saying 'No thank you, thirty days would be better'?

dresdendave

GazpromR wrote: »

The only reason I asked, is because of the responsible lending they all Strive for. How is responsible for a lender to ask when you get paid next I say 30 days, they say ohh, ok, thats fine I'll loan you for 15 days. I never said I WAS responsible for taking it out. I'm sorry I don't know the rules on these kind of things I dont have all day to troll forums all day I have a life. (admins excluded) :j

Surely "responsible borrowing" is as important as "responsible lending", if not more so.

If you were 30 days away from your next payday, wouldn't that suggest you had just been paid for the current month?

GazpromR

dresdendave wrote: »

Surely "responsible borrowing" is as important as "responsible lending", if not more so.

If you were 30 days away from your next payday, wouldn't that suggest you had just been paid for the current month?

Yes I believe it is, I never said it wasn't, However more and more these days companies get stitched on the smallest of details, which is why I asked the question. Now I know That's fine I'll just pay it.

Errata

GazpromR wrote: »

The only reason I asked, is because of the responsible lending they all Strive for. How is responsible for a lender to ask when you get paid next I say 30 days, they say ohh, ok, thats fine I'll loan you for 15 days. I never said I WAS responsible for taking it out. I'm sorry I don't know the rules on these kind of things I dont have all day to troll forums all day I have a life. (admins excluded) :j

Bless your hart, the loan company don't know if you can borrow off your mum to pay them back at 15 days, do they?
Can you wriggle out of not paying the penalty fees? No - just like everyone else that fails to pay on time.

DCFC79

GazpromR wrote: »

And No btw it wasnt for a night out or christmas presents, Christmas shopping is the 24th December did you not know that?

i do know when christmas is, i asked because some people will buy the presents now,

sit down, relax and have a coffee

RichGold

DCFC79 wrote: »

sit down, relax and have a coffee

The last thing he needs is a coffee.

heathcote123

GazpromR wrote: »

Well nice reception thanks, you do not know the circumstances of why I had to take the loan, I dont mind paying the loan back I just dont want to pay the admin fees if I could avoid it.

No bother thanks for your "Expert" advice, lovely community.

Wow. For those that didnt know, txtloans actually employ Mystic Meg & that fat bloke who does horoscopes, and they should have known in advance that the op wouldn't have had £117 in 15 days time. Even though he said he would.

dealer_wins

LOL this is the funniest of the funny threads on here this week.

I bet all you friends really trust you OP, you sound like a respectable, truthful, honest sort of guy that wouldnt try to worm out of your responsibilities LOLOLOL

mightyroyals

It's like me getting a speeding ticket not paying it then going to court and saying oh sorry mr judge i can't afford to pay this can you let me off or at least please do not put any more charges on.

I think i would be told to jog on and have to pay it

paddyrg

GazpromR wrote: »

...l a fellow German in the 40s had a few of the same characteristics as you. I shan't respond to you again you have nothing worthwhile to imput obviously.

http://en.wikipedia.org/wiki/Godwin%27s_law

;-)