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Pinot's Potty debt free journey!!!

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  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    So sorry to hear about your Dad, heartbreaking.

    You've had a terrible time of it all recently, it all seems so unfair. My love to you x
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • So sorry to hear of your dad passing Mrs Pg :A No wonder you've been away so long. I hope the garage gives you back the car, i've had garages do this to me so many times now that whenever I drop it off I make sure they know that I am only paying for what I've already o.k'd :( they really should have something in place to stop them doing this to people!

    Big hugs to you and I hope you'll be back again soon :)

    (p.s great news on the £10k being unenforceable :j)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    So very sorry to hear about your dad

    You really have been through the wars, ((((PG family))))

    Hope you get the garage sorted out

    Granny ��
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    (((Hugs))) MrsPG; so sorry to hear you lost your Dad, and your girls have lost their Grandpa. :(

    Vehicle problems are obviously secondary - but terribly frustrating; do hope you get satisfaction from the garage which is holding your car to ransom.

    Very much hope things start looking up for your family now, MrsPG.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Aww I want to give you a mahoosive cwtch! (that's a hug in Wales) So sorry to hear about your Dad, no wonder you were away xxxYay for Mr P having a new-to-you-car and I agree that it's better for him to have a low mileage one otherwise you'd only end up spending loads of money on the new one when it broke down every 5 minutes. Booooo to your car, fingers crossed it doesn't go to court as you really don't need that at all. Oh and yay to £10k being written off that's awesome. Fingers crossed for a few non-eventful months for you xxx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Dolphin1
    Dolphin1 Posts: 855 Forumite
    Part of the Furniture 500 Posts
    Mrs PG

    I rarely post but I have been reading your diary for some time so I just had to post on this occasion. I am very sorry to hear about the difficult time you have been through and especially about your dad. Take care of yourself!
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hugs Mrs PG..that's been some hideous few weeks and months.

    Here's to much better things and THANKS for coming back to us :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • MrsPG, I'm so sorry for your loss.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Oh Pinot, I'm so sorry to hear about your dad x. It's been a rough few weeks and months for you. You are one strong lady and you will get through this, and as you can see there are lots of us cheering you on xxx
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 8 November 2013 at 9:59AM
    SS to hear about your dad..

    Yay to the 10K

    Boo to the garage and all the car troubles
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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