Pinot's Potty debt free journey!!!

grannyx2

So glad everyone is on the mend. Hope you get the car sorted

Grannyx3

X

kerri_dfw

Congratulations Granny how exciting.

Hope you've got something relaxing planned for the weekend Mrs P x

PinotGrigio41

debtfreewannabe321 wrote: »

Hi!

DS1 did the district sports on Tuesday! He didn't want to be there though so didn't exactly wow anyone (rant on my diary already so won't repeat here ) Your girls sound far more interested in school & extra curricular things than my darling son

Glad work has picked up for you must be a relief.

I am thinking your DS1 could have been standing right next to my DD2 !!!

My two exhaust me with their ability to get stuck into everything and anything. Sometimes I wish they would say no !! :rotfl:

PinotGrigio41

grannyx2 wrote: »

So glad everyone is on the mend. Hope you get the car sorted

Grannyx3

X

Ooh Granny, thankyou for the x 3 update !! Now I really do need ot find time to dip into everyones diaries. I am missing so much exciting news !

Car still cream crackered ! :eek:

PinotGrigio41

kerri_dfw wrote: »

Congratulations Granny how exciting.

Hope you've got something relaxing planned for the weekend Mrs P x

No Kerri, I have silly crazy rush around like a blue a£s£d fly weekend planned. But ........there is a remote possibility that Mr PG has Sunday off of work and if so we will take the girls to London for an Art exhibition that will come in handy for DD1 and her GCSEs as the artist she is studying is exhibiting there . Fingers crossed we will make it as it finishes on Sunday xx

PinotGrigio41

This is the letter sent to us by the DCA collecting on behalf of THEM.

If I am honest I am sending letters backwards and forwards to them in an effort to stall them while we try and get the last little bit paid off, so we are still paying THEM directly. We have disputed the amount the DCA say is owed in the meantime and I have also asked THEM for a letter confirming that the account has been passed to CCS before we enter into any agreement or agree to pay CCS instead. I have not received this letter. The latest correspondance from CCS reads as follows:-

Re Amount due to THEM - £5606.49 (£3590 as far as I am concerned !)

With regard to your recent HMRC payment claim, we are unable to refer your query to our client without the following information -

Payment Method
Payment Amount (0000.00)
Payment Date (DD/MM/YYYY)
Ref Number
Period Payment made for
Debit Card Authorisation Code
Cheque no, sort code, account number and date the cheques were cashed.

Please can you provide the information as requested above within 14 days ( letter dated 18 June, I received on the 26th) If you fail to do so we will have no option but to continue with our collection process.

Is this me, but surely if THEY have asked CCS to collect, why are CCS asking me for the reference numbers etc. I am not prepared to provide them with my account details and details of each and every single payment made to THEM. Surely they go back to THEM, and ask them for an update of the amount owing and its as easy as pie. THEY can then hopefully confirm exactly what is outstanding and confirm that we are still paying and we will all be happy ? Or is that too simple ?

Any thoughts much appreciated pleasexx

alioops78

PinotGrigio41 wrote: »

This is the letter sent to us by the DCA collecting on behalf of THEM.

If I am honest I am sending letters backwards and forwards to them in an effort to stall them while we try and get the last little bit paid off, so we are still paying THEM directly. We have disputed the amount the DCA say is owed in the meantime and I have also asked THEM for a letter confirming that the account has been passed to CCS before we enter into any agreement or agree to pay CCS instead. I have not received this letter. The latest correspondance from CCS reads as follows:-

Re Amount due to THEM - £5606.49 (£3590 as far as I am concerned !)

With regard to your recent HMRC payment claim, we are unable to refer your query to our client without the following information -

Payment Method
Payment Amount (0000.00)
Payment Date (DD/MM/YYYY)
Ref Number
Period Payment made for
Debit Card Authorisation Code
Cheque no, sort code, account number and date the cheques were cashed.

Please can you provide the information as requested above within 14 days ( letter dated 18 June, I received on the 26th) If you fail to do so we will have no option but to continue with our collection process.

Is this me, but surely if THEY have asked CCS to collect, why are CCS asking me for the reference numbers etc. I am not prepared to provide them with my account details and details of each and every single payment made to THEM. Surely they go back to THEM, and ask them for an update of the amount owing and its as easy as pie. THEY can then hopefully confirm exactly what is outstanding and confirm that we are still paying and we will all be happy ? Or is that too simple ?

Any thoughts much appreciated pleasexx

G'day PG

I go with the simple thing too, surely they should be getting that information from THEM and as for giving out your account details, two fingers to that :cool:.

Obviously not much help but I've not had to deal with anything like this.

Alioops x

PinotGrigio41

alioops78 wrote: »

G'day PG

I go with the simple thing too, surely they should be getting that information from THEM and as for giving out your account details, two fingers to that :cool:.

Obviously not much help but I've not had to deal with anything like this.

Alioops x

Thanks Alioops and it is a real help, dont be daft ! It is always great to get another opinion Sometimes I wonder if I am getting to immune to these things and have developed a bit of a careless approach at times. I suppose its better than them freaking me out as they did back in the day though. All logic says to me ask THEM for that info and not me. It cant be that difficult !

brizzledfw

Extraordinary letter...surely to claim they have to prove their case?!! Not ask you for the evidence...and THEM are paying for this service..blimey

Anyway am a bit rusty on my debt collection procedures;) ( and how to negotiate around them!) so you will no doubt get some good advice shortly...have you stalked EE??;)

Have a great eve my lovely and pour a big glass of wine. If all else fails I will send up a team of Brizzle boys to stand guard around your house and keep THEM and their ilk at bay

PinotGrigio41

brizzledfw wrote: »

Extraordinary letter...surely to claim they have to prove their case?!! Not ask you for the evidence...and THEM are paying for this service..blimey

Anyway am a bit rusty on my debt collection procedures;) ( and how to negotiate around them!) so you will no doubt get some good advice shortly...have you stalked EE??;)

Have a great eve my lovely and pour a big glass of wine. If all else fails I will send up a team of Brizzle boys to stand guard around your house and keep THEM and their ilk at bay

:rotfl::rotfl:A team of Brizzle boys might be a mighty fine treat for a rainy Friday night !

Just got home and for the first time in months its just me and my girls. I don't have any of their friends making camp around my house, it seems strangely quiet ! . We are going to watch a nice movie that we haven't seen in ages. Princess Diaries appears to be the top choice at the moment, all snuggled up in our PJs with a nice glass of wine. Thats me, obviously not the girls, they can have apple juice !

I am getting pretty good at the whole DCA procedures malarky now, but this letter was a first for me. I will post my response tomorrow but I thought I would pop the letter up hear to see what others made of it ! No I haven't stalked EE as she tends to have a knack of popping up as and when her excellent advice is required. Funnily enough I finally found her diary today, not sure what took me so long !

Right that's it from me for now, off to dust down the DVD and pour the PG xx