Not entitled to JSA - I was a carer

happy_lass

tottybum wrote: »

Thankyou - that is the trouble with people today. No one will do anything unless they are compensated for it.

It seems children expect to be compensated for looking after mum or dad.

What a world we live in.

silly old goose . :rotfl:

AsknAnswer2

tottybum wrote: »

THAT is really showing your lack of knowlege!

Once you achieve the age when the OAP kicks in, the government will pay either Pension Credit and/or OAP. No difference - a pension of some sort will be paid to everyone whether they have NI contributions or not.

Claiming CA will be extra money paid by the state.

I have no objections to CA being paid, but there has to be a line drawn between what is duty between husband and wife or child and parent - and care provided to others that is not what society would expect to happen.

Personally I would not allow CA to be claimed or paid between those two or similar relationships. That care should be provided out of love, respect and duty, and certainly not financial reward.

The state pension is paid only if a person has made sufficient contributions over the qualifying years. It is only paid out to those who have put in over a specific period of time And you say I have a lack of knowledge!
:rotfl:

tottybum

QuackQuackOops wrote: »

lol of course, its just as you say it is.

She could only claim carers allowance if you or your wife were claiming a disability benefit, which you say you do not claim any benefits. So no, she cant claim it. Even if she did, its not compensation.

I also have no doubt whatsoever that your daughter does not care for you 24/7.
Her popping in every day to see how you are, doing a few jobs for you and then go home at tea time is not caring for you.
Perhaps you are just resentful, actually, because you CANT claim carers allowance. Yep, that seems more the case.

Not at all. I'm not resentful. If that was the case I would have fought harder to get DLA at the time like the rest of claimants seem to do on this site. I would have appealed and would have taken it as far as a Tribunal if needed.

As I have mentioned in my other threads, I accept what the DWP say as being definitive, the same as I did with the Pension Credit claim.

There are more important things in life than spending your entire time trying to claim every possible benefit that may be available.

I see many on this site that let benefit claiming consume their life.

What I was trying to explain that IF I did receive a qualifying benefit and my daughter was ENTITLED to claim CA, she would not dream of doing so as she, like us, believe that families have duties and responsibilities. For her to receive compensation for looking after me and her mum, is something that we would all consider distasteful.

As regards the care she provides. It is a lot more than you are suggesting.

tottybum

happy_lass wrote: »

silly old goose . :rotfl:

But it's true!!

A country of selfish individuals that see money as the be all and end all of their existence. What a sad sad world.

aliasojo

tottybum wrote: »

.....IF I did receive a qualifying benefit and my daughter was ENTITLED to claim CA, she would not dream of doing so as she, like us, believe that families have duties and responsibilities. For her to receive compensation for looking after me and her mum, is something that we would all consider distasteful.

Your daughter is in a very fortunate position. She has a husband with a good job. That in itself will enable her to make more noble choices than perhaps others who have financial constraints to consider.

tottybum

AsknAnswer2 wrote: »

The state pension is paid only if a person has made sufficient contributions over the qualifying years. It is only paid out to those who have put in over a specific period of time And you say I have a lack of knowledge!
:rotfl:

But you are forgetting all about Pension Credit.

The basic OAP today is £102.15 a week That is paid provided you have at least 30 years NI contributions. If that is your only income, Pension Credit will pay out another £35.20 a week.
That will give an income of £137.35 a week.


If on the other hand you have paid little or no NI contributions in your life you will still receive £137.35 a week from Pension Credit.

There is no difference.

So somebody that has cared for someone for 30 years will still get the same pension as someone that has worked in a job for 30 years.

Indeed, if you had spent your entire life on benefits and had never worked you would still get £137.35 a week.

And before you mention the Second Pension/SERPS/NIGC, forget it.

With 46 years of continual work with a salary for the last 15 years in excess of £100,000 a year, the Second Pension pays me £59.45 a week, making my OAP £161.60 which is only £24.25 a week more than if I had never worked in my life, and not worked like I did which caused my ill health.

Given my time all over again, I would have just taken a NMW job, had good health when I retired and would have willingly taken a drop in my pension of £24.25 a week!!

QuackQuackOops

tottybum wrote: »

Not at all. I'm not resentful. If that was the case I would have fought harder to get DLA at the time like the rest of claimants seem to do on this site. I would have appealed and would have taken it as far as a Tribunal if needed.

As I have mentioned in my other threads, I accept what the DWP say as being definitive, the same as I did with the Pension Credit claim.

There are more important things in life than spending your entire time trying to claim every possible benefit that may be available.

I see many on this site that let benefit claiming consume their life.

What I was trying to explain that IF I did receive a qualifying benefit and my daughter was ENTITLED to claim CA, she would not dream of doing so as she, like us, believe that families have duties and responsibilities. For her to receive compensation for looking after me and her mum, is something that we would all consider distasteful.

As regards the care she provides. It is a lot more than you are suggesting.

Of course. But your daughter has her bills paid by hard working husband.
What would she do for money if husband left her high and dry and she still felt "duty bound" to care for you two??
How would your daughter pay her bills?
It is that that you seem to miss. The fact that some people care for a loved one in replace of a full time or part time job. Its great wanting to do it for love but we all still have to pay to eat.
How would your daughter eat if 1, her husband was not around or she was not married and 2, if she cared for you so many hours a day that she could NOT work??

She cant feed her kids fresh air.

cosmic-dust

QuackQuackOops wrote: »

She cant feed her kids fresh air.

He lives in lala land that man, honest to god he's not worth replying to.

happy_lass

i really dont think you should judge people tottybum. I can see your point when you say that people should care for love and not money BUT some people (most on here i would think) have/would give up well paid jobs to look after their loved ones. If thats not showing love and commitment then i really dont know what is. If they qualify for benefit then why the hell should they not claim it? They are not claiming it for the hell of it, they are claiming it to feed and clothe and keep warm the people or family they care for! Carers allowance is a pathetic amount and insulting too. But if that pathetic and insulting amount can go towards paying a bill or putting food on the table, then who are you to judge others that claim it? Not everyone has got mega bucks you know. I respect your views and maybe should retract the 'silly old goose statement' but do not judge others who are less fortunate than yourselves. Not all the people that claim carers allowance are greedy money grabbers out for what they can get. For some the benefit is a necessity and important part of putting food on the table and keeping warm. If you really want to know, it took me a long time to claim because i was too proud and i was like you in saying 'i do it for love, not money' But then after the 7th time of hubby being made redundant (yes 7th), things were getting pretty desperate !!

AsknAnswer2

tottybum wrote: »

But you are forgetting all about Pension Credit.

The basic OAP today is £102.15 a week That is paid provided you have at least 30 years NI contributions. If that is your only income, Pension Credit will pay out another £35.20 a week.
That will give an income of £137.35 a week.


If on the other hand you have paid little or no NI contributions in your life you will still receive £137.35 a week from Pension Credit.

There is no difference.

So somebody that has cared for someone for 30 years will still get the same pension as someone that has worked in a job for 30 years.

Indeed, if you had spent your entire life on benefits and had never worked you would still get £137.35 a week.

And before you mention the Second Pension/SERPS/NIGC, forget it.

With 46 years of continual work with a salary for the last 15 years in excess of £100,000 a year, the Second Pension pays me £59.45 a week, making my OAP £161.60 which is only £24.25 a week more than if I had never worked in my life, and not worked like I did which caused my ill health.

Given my time all over again, I would have just taken a NMW job, had good health when I retired and would have willingly taken a drop in my pension of £24.25 a week!!

I'm not forgetting about PC - particularly as I was the person who brought it up in the first instance.

You just aren't getting it, are you? It's not going in. I've wasted enough of my time in an attempt to explain it to you, there is little point in me trying to explain it in any more depth because it appears that you are out of your depth with the most basic of information that I'm trying to give to you.

Never mind, I tried.