Welcome Newbies and Lurkers - Part 2

Former_MSE_Andrea

The Bankruptcy Board is about people who've gone Bankrupt (BR for short) helping out people who are thinking of doing it but don't know where to start and need guidance.

Many of the people who post on here already have a huge wealth of knowledge on the subject and are only too willing to help guide you along based on their own experiences.

If you feel you can do with their help please do start your own discussion/post your question on the board, then post your link to it in here once you have the link posting ability so regulars reading this who may not have spotted it know you're asking for help.

As happens on many forums and social networking sites, you may sometimes see a post that doesn't seem in keeping with the friendly forum we try to make this. Sometimes it's just someone having an off day, sometimes it's what's called trolling.

If you do see a post you feel the Forum Team should be aware of, just report it by clicking the "Report" button, then ignore it. Don't reply back as that gives the Forum Team more work and delays any action while they work out what's going on.

Now I'll let the good people of the bankruptcy board take over.

Good luck and take care

Andrea

IF

Welcome to the Bankruptcy (BR) Board.

Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.

Written by Fermi our board guide:-

"Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
The Samaritans - Click here

Helpful Links and Information.

To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:

And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.

We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.

* Blue text on this forum usually signifies hyperlinks, click on the blue links below *


For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.

BR friendly home insurance thread

BR Friendly bank accounts sticky

BR Abbreviations

Bankruptcy NDL Guide

Basic Bankruptcy Advice & Guide NED CAB

IVA & DRO Board

If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.

What to do if you get an insensitive or hurtful comment


Best wishes
If...x

IF

Every now and then we have had a number of offensive and insensitive comments made on the BR board.

What do we mean by this?
A person that posts deliberately provocative, nasty or hurtful comments on threads is know as a Troll. They may be a person with no previous connection to the board or someone that has created a pseudonym to get their point made. If you should get such a comment made on any thread you post, please realise this comment is not directed at you personally so please ignore these nasty comments and continue to post here as normal because the majority of us really are a lovely bunch – ooops, modesty! That said there are different writing styles; some brief and some harsh but helpful. If you happen to read them when you are not going through such an emotional time, you may find you are not as offended. So if they have upset you please try not to respond angrily. Most people are simply trying to help.

What should I do if I get a comment made on my thread?
Firstly do not respond to the comment as this is invariably what the Poster wants.
So to get rid of the offending post, at the bottom of the post towards the right hand side you’ll see a red "Warning" triangle within a blue “Report” icon, as shown below:

Click the icon and then "send" the message with the posters name which will inform the MSE team, who will then review its content and deal with it as appropriate; sometimes even deleting the Poster by making their status PPR’d (Posting Privileges Removed). Remember, this site is an asset to so many people, especially those that feels like their world is falling in around them. There is a wealth of knowledgeable people here all willing to help, whatever you do, do not let the comments of one silly individual deter you from availing yourself of the knowledge base that is on offer here.

PLEASE DO NOT LEAVE THE FORUM

It is testament to the work that Martin has done and continues to do that so many people give their time, knowledge and experience freely to others; without judgement, to lift people out of the depths of their debt crisis

PLEASE DO NOT LET THE ACTIONS OF THE MINORITY RUIN THAT

solventsoon

ifwisheswerehorses... wrote: »

Just to let you all know, MSE have changed the colour to green for an all the OP's posts so your computer is not playing up!!!

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> https://forums.moneysavingexpert.com/discussion/3588649

Thanks If, I thought my eyes were playing up!!!!

solventsoon

And I forgot... woohooo a shiny new thread :j:j:j:j

IF

A good evening all bump........x

solventsoon wrote: »

Thanks If, I thought my eyes were playing up!!!!

No worries xx

IF

The MoneySavingExpert.com forum is a place to share info and tips with others, discuss MoneySaving and pick up ways to save. We hope you'll enjoy it, but ask you to remember it's a broad church with many different types of people. Follow these basic rules to make it a good place to be.

• Please be nice to all MoneySavers : There's no such thing as a stupid question and, even if you disagree, courtesy helps.
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• Take care over copyright : Use excerpts and links rather than copying long text. This site asserts copyright on all comments posted on the board.

IF

Bumping up the board xx

solventsoon

A quick bump from me:D

dojoman

A goodnight bump from me on the shiny new thread;)

solventsoon

'night Dojo, see you tomorrow:)