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Remembering Pin Numbers/Passwords nightmare

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Comments

  • masonic
    masonic Posts: 27,969 Forumite
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    Madiba wrote:
    yeah as long as it does the same job, it doesnt matter what you use.

    Though I would imagine reverse engineering open source to be easier.

    Thoughts?
    The underlying cryptography is in the public domain anyway. Most authors boast about the algorhithms they use, so reverse engineering should be easy in both cases. As others have said, these days it is the strength of the key that protects you, rather than the obscurity of the encryption method.

    The advantage offered by open-source is that you can be a lot more confident that there are no 'back doors' to the encryption than you can be of proprietary software.
  • judderman62
    judderman62 Posts: 5,134 Forumite
    A Viz Tip

    Write your pin number on the back of the card.

    :rotfl: :rotfl: :rotfl:
    Hate and I do mean Hate my apple Mac Computer - wish I'd never bought the thing
    Do little and often
    Please stop using the word "of" when you actually mean "have" - it's damned annoying :mad:
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Re PINs use one PIN only. Ask you're credit card providers for Chip & Signature Cards. They should provide them for you as you have difficulty remembering numbers AND you're taking APACS best advice by not using the same PIN for each card.

    There are conflicting messages from card issuers and the industry:

    Use the same PIN for your Credit & Debit Card - UK Card Issuer

    Never use the same PIN - CitiBank Japan.

    Don't use the same PIN for every card - Mixed message from APACS.
  • masonic
    masonic Posts: 27,969 Forumite
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    James wrote:
    Use the same PIN for your Credit & Debit Card - UK Card Issuer
    I notice they also advise customers to choose a PIN "which makes a pattern when typed into the keypad". :rolleyes:
  • climbgirl
    climbgirl Posts: 1,504 Forumite
    masonic wrote:
    One method I like is to have a common password for everything, but 'mix in' letters/numbers specific to the account. That gives you a unique and complex password that you can easily derive from two memorable ones.

    I do this too. I've also written my passwords into an email I forwarded to my internet account, in a way that I can spot them but that wouldn't make any sense to anyone else, and is in no way connected to the subject of banking! That way I can always access them if I've got an internet connection.
  • mister_t
    mister_t Posts: 62 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I use password safe

    http://passwordsafe.sourceforge.net/

    another open source encrypted password database. It was originally written by the chap that created the blowfish and twofish algorithms, but has since gone opensource. I think you can get it to autotype the fields for you if you want.

    Just means you need to remember one strong password. Must better than trusting the security of an excel spreadsheet.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You maybe able to keep your PIN secret and secure but can the industry?

    Fraudsters get away with £1000

    "Unfortunately all the transactions were carried out using chip and pin, so we have no finger prints or signatures."

    And if you've live in Bournemouth or Poole check your statements.
  • amcluesent
    amcluesent Posts: 9,425 Forumite
    One 'trick' for password is to make them from two parts -

    Part one is gobbledygook, but you write this down and keep in your wallet or purse (yes, really!)
    Part two is a name or word you will not forget and never write this down.

    Now create a passwords by combining the two parts -

    k!rs91lm + fiona

    to give -

    k!rs91lmfiona

    This can't be cracked by dictionary attacks or by brute-force guessing in reasonable time. As it's a two-factor pass (something you own and something you know) it's pretty robust. As you write down the gobbledygook, you aren't having to try and remember this.

    You could also insert the first letter of each site name between the two parts to make it specific to each site, e.g. for amazon -

    k!rs91lm + a + fiona

    If you are logging in from a public machine you need to defeat key-loggers; type a few letters of the password into the web-page, then select the desktop background, type away then go back to the web-page and complete the password.
  • gelato_cat
    gelato_cat Posts: 2,970 Ambassador
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    How does that work then?

    Suze

    amcluesent wrote:
    to defeat key-loggers; type a few letters of the password into the web-page, then select the desktop background
    I’m a Forum Ambassador and I support the Forum Team on the Savings & Investments, Small Biz MoneySaving and House Buying, Renting & Selling boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • masonic
    masonic Posts: 27,969 Forumite
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    Suzey wrote:
    How does that work then?
    When you click on the desktop, the password box in the webpage loses focus, so anything you type won't affect it. Some less sophisticated keyloggers just record every keystroke, so they won't be able to tell that what you are typing when the desktop is in focus isn't actually part of the password.
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