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When purchasing a car...

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Comments

  • motorguy
    motorguy Posts: 22,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The last time I bought a car I paid the balance of about £6000 on my debit card. The sales guy contacted the company/bank, they spoke to me for authorisation and that was that.


    The reference to protection???

    The thing you would lose if the garage went bang would not be the car, but the waranty. Remember you will have paid that,;);) realise it or not.

    Depends on whether or not they get you to sign the purchase invoice or not when you pay the balance.
  • BenL
    BenL Posts: 3,189 Forumite
    Check the car over and make sure everything is in order before making the payment. Any work that needed doing and was agreed should be shown.

    A lot of dealers will try to get you to pay inside before they take you outside to get the car. Do the deal on your terms!

    Ben
    I beep for Robins - Beep Beep
    & Choo Choo for trains!!
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pgilc1 wrote: »
    I would be extremely surprised if the dealership absorbed the approx 2% credit card transaction cost to them.


    I bought my Corsa 2 year ago, just a few months old and the CC transaction fee was absorbed because I'm a good haggler.:D
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • motorguy
    motorguy Posts: 22,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 2 November 2011 at 1:43PM
    McKneff wrote: »
    I bought my Corsa 2 year ago, just a few months old and the CC transaction fee was absorbed because I'm a good haggler.:D

    No, the transaction fee was absorbed because the salesman had enough room in his profit margin to do so - which suggests you arent a good haggler....

    You did pay it, just not directly.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    I'm picking up a car next week and paying by debit card. The dealer said I could drive it away immediately. I thought that was the whole point of debit cards.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    pgilc1 wrote: »
    Depends on whether or not they get you to sign the purchase invoice or not when you pay the balance.


    Sorry????? not with you.
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • motorguy
    motorguy Posts: 22,623 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry????? not with you.

    IF the O/P paid for the car via a debit card, but there was no invoice raised and signed at that point, then the car dealership would have the money and there would be no documentation assigning ownership to the O/P.

    If the dealership then went bust between the payment and the handover, i doubt the Receivers would pay out. Certainly not easily anyway.

    A minor minor technicality.
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