New Challenge - Details

dorry_2

dont know if this will help, but you can phone our council tax office up and get them to change payments. one year when i struggled i just phoned them and spread the payments over 12months. but this wasn't dd but i don't see why if u change it at bank they won't do it.

I was a single parent for 6 years, so i had to learn how to juggle and negioate with the likes of the council!!

JCL

Well done. You must be the exception to the rule though because Stella and PMS don't usually get on too well in my experience!

stellagypsy

JCL - we don't normally!! I am making an extra special effort as I am sick of overspending every month. OH is trying his best to sabotage it by creeping off to the cash machine and wantonly using his debit card when I have made it clear that we are having a "cash only" month / shopping online, so I am having to be VERY firm with him. Hopefully when he realises how much I am saving us he will come round.

crazyhazy

I'm really pleased with how I'm doing with this new challenge, before I started i transferred £2.68 to our savings which was money from the spare change jar and interest on our other savings account. Since then, the 18th march, we've got another £47.80 ready to go at the end of the month, am amazed at how quickly it has added up. Here's a quick break down of where it came from -

£9.64 from supermarket deals
£0.14 from reduced to clear
£6.88 using boots points instead of cash
£4.05 from avoiding the ticket man on the train! (not intentionally though)
£10.80 in spare change (some left from previous month)
£16.29 from selling an old book on amazon
TOTAL £47.80

Am delighted with selling one of my text books so quickly, only put them up for sale last night and got an email saying it was sold this morning! Hopefully we'll continue to add to this, going to transfer the total to the savings account on the 17th.

monkeylugs

I'm going to have to wait until 31st March to start this one. I seem to be spending money willy nilly but I Must Stop Doing This.

apple_mint

I've kept track of the savings I've made with BOGOF's and end of day reductions with the ultimate aim of using the savings to buy a slow cooker. This month I have saved £44.33 (completed early thanks to Somerfield and Asda with their reductions this morning - and I now have enough chicken and pork in the freezer to last well through April).

My new shiny slow cooker has a thai curry bubbling away in it :-)

Pre-MSE I would have bought the slow cooker without a thought. Now I know I have earned it through careful shopping ... and it will continue to save me money and provide the family with a lovely home-made meal when we get home from work several nights a week.

jaybee

So far I have 'saved' £30 this month on BOGOFS and coupons which will be put in my savings account. At last I'm getting it together!!!! Never to late to start - but I really wish I'd been this savvy earlier!

Big_Nige

Pay day today..... £36.91 ovetime. Straight to my pms savings account, don't normally have it.... don't miss it. £2.64 interest from current account.
Grand total in account £139.55.

Yippee

omega_2

Despite Grocery OVERSPEND, £145.90 saved for March 2005! It's brilliant how well people are doing (perhaps we should have a collective total?!!!) - and really, really useful to see HOW people are achieving it.
For what it’s worth, my savings:
£40 using Tesco vouchers to pay for RAC cover.
£45.15 extra income Mystery shopping.
Used £10 ipoints ticketmaster voucher as a present (basically for opening ing savings account).
£12.20 saved by online boots shop for pressies. (sale + 3 for 2 offers + introductory offer)
Approx 65p from using shampoo samples stashed away in the back of the cupboard (every little helps!)
And £37.90 from Grocery Savings (including 4 x £4 shop off £40 courtesy of Sainsburys – used at Tesco, bogofs and Lidl shop).

moggins

I can't work out where it's all come from as there was so much fiddling with the finances this month but today was payday and I have transferred a total of £100 into the savings account!

Never had a savings account before let alone one with £100 in it.