New Challenge - Details

Curry_Queen

I've just been had a mail shot posted thru the door from Nettos ... anyone want me to list the offers for this week? I know many of you may already have the leaflet but this is the first one I've seen in months so maybe others haven't got one either

tiff

Are Nettos just in certain parts of the country? I've never seen one.

jazzyjustlaw

I am up for the pin money challenge. I save regularly and will now start to save where and when i can from regular groceries on BOGOFS etc.

I will check here for inspiration on a daily basis so keep it coming.

foreverskint

Just opened my first savings account in years, in readiness to start my PMS!!
This week budget of £50.00 for shopping, have spent 37.15, so money left will start my savings.
Did have £200.00 but had to spend that on emergency car repairs. Easy come easy go eh

System

foreverskint wrote:

Just opened my first savings account in years, in readiness to start my PMS!!
This week budget of £50.00 for shopping, have spent 37.15, so money left will start my savings.

Thats a good start, and theres nothing like opening up your first savings account is there? When i first opened my savings account, i cant begin to describe the feelings of satisfaction i felt. Just one thing Foreverskint, i just want to remind you that if you dont pay tax, you can fill in a R85 form and stop tax being deducted at source.

Caz2_2

Hi all
I'm going to give this a go as i save money regularly but feel the savings get absorbed too easily. I received a cheque from greasy palm for £38 and reluctantly put it in my current account so this will give me an incentive to save it separatly like a reward for ME and my hard work. (selfish or what) Can i ask where do you folks get your coupons from, i never have any to use.
I have also saved £2 today by buying a ham hock from butchers instead of supermarket. Our usual pin "change" goes in a demi john in kids rooms we add regularly to them and this becomes their savings, on of them is nearly full, amazing but I'm now thinking I need my own. I think us savers should spend a certain amount of the money saved just on ourselves, which i will find hard to do but will try. Thanks for the idea Queenie I think it will give me a lot of pride and satisfaction because i know i have saved our family a fortune over the last year.

HOLsale

Well done Pooky for resisting the temptation to cc spend! Now, remember, not only will you save the money to *buy* that slo-cooker, but once you own one, you will also be able to make some gorgeous meals using cheaper cuts of meat which really relish being slo cooked. Naturally, those meat savings will then get added to your Pin Money

.

speaking of the slow cooker, you can make fantastic and nourishing stock in only a few hours by saving the peelings, tops and tails, onion skins and odd bits of fat or leftover meat and bones in the freezer until you have enough to fill the slow cooker. Then you simply fill the slowcooker about 1/2 full with water and allow it to cook on low for about 4 hours. Once that is done you simply drain the liquid off as stock and throw away the rest (unless you want to take out any meat to use in soup). I tend to freeze this stock in an ice cube tray and then empty the cubes out into a freezer bag to use as needed.

I like this idea of pin money and the idea of a seperate purse. They are things I have been thinking about for some time so I am going to *try* to institute them in our household. It will probably take awhile as change tends to here but it will be worth it. If I can just get dh addicted to it then it will work!

jazzyjustlaw

Often I go to sainsburys late and they have cakes reduced from 99p to 40p or even 20p does anyone have idea what I can do with them. For instance can scones be frozen? I obviously do not want to eat them all in one day but surely there must be something I can do with them.

Ticklemouse

I was all excited about my 'savings' I was going to make, virtual or otherwise, but Mr TM's car went into the garage this week and came out needing £960 worth of work on it:eek: Spent £1000 on it last year - will be cheaper in the long run to chop it in for a newer car. Ah well, it's only money. Where's that whiskey - I need one..........:mad:

moggins

Ouch, that's expensive repairs! It sounds like it would definitely pay you to get another car.

I try to work on the principle that if a car costs me more to run in a year than it would to get another, that is when the car goes.

I've had my Tipo for 2 years now and it has never cost me more than £350 on repairs for the year including getting it through the MOT. It's a lovely little car and has loads of room for the shopping and the kids but when it costs me more than that I will definitely get rid of it.