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Motability: Leasing v buying...

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Comments

  • fivetide
    fivetide Posts: 3,811 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I don't see what my aiunties personal problems have go to do with a) this thread or b) you.


    go back... read... try to comprehend. Simply trying to help you. Never mind eh?

    If your auntie's issues are nothing to do with this thread then don't mention her in the first place. :silenced:

    5t.
    What if there was no such thing as a rhetorical question?
  • daggy
    daggy Posts: 1,167 Forumite
    pstuart wrote: »
    Another Daily Mail reader no doubt.

    Are you aware of the reasons why some people get an allowance to help them get around and the £51 per week can be spent on taxis, specialist vehicles to collect them etc., OR a leased Motabilty vehicle.

    Get a grip, stop sniping at things that you know nothing about or better still go and live in the USA.

    why is that relevant?
  • daggy
    daggy Posts: 1,167 Forumite
    ariba10 wrote: »
    Higher rate Mobility--- £51.40 per week = £2672.80 per year. = £8018.40 over three years.

    After three years you have nothing.

    Buying a car looks the better option to me.

    True, but after three years would the car you buy not have depreciated by almost 8k? then there's accounting for all of the maintenance, tyres etc you have to pay for.
  • fivetide wrote: »
    No offence buts what is actually up with her?

    If she needs a car actually adapted then she can buy one VAT free from a dealer (or used to be able to).

    5t.

    is what you said...

    So I asked what has it got to do with you?

    Also, you will notice I mention she has poor credit.
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    fivetide wrote: »
    No offence buts what is actually up with her?

    If she needs a car actually adapted then she can buy one VAT free from a dealer (or used to be able to).

    5t.

    :huh:

    ....
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    they allow for wear and tear but bumper scuffs, broken trim, collision damage they dont.

    my OH nan has one on motability, they allowed for light minor scratches as wear and tear items and lights dents such as a trolly dents. but deep dents think the said something about 1inch by 1 inch and over, scuffs to bumpers and broken trim interior or exterior is taken as damage (excludes interior sctratches as per wear and tear, the rear seat in the astra she had problems with it due to the stitching coming away (a common fault in the astra 04 on) she had this replaired twice under dealer warranty but it came away again after her 3 year manufacturers warranty was up and end lease and they charged her for it as it was interior damage and near rear seat panel, and the plastic trim on the rear door came loose after the clip fell into the door, they charged her for the trim, fitting and clip and labour, also someone scuffed the drivers door mirror casing not breaking the mirror but scuffed the cover they charged her for a new complete mirror fitting and painting. theres a thin line between wear and tear exclusions and whats interprated as damage.

    in all she had to pay out something close to £1200 because all was repaired at a dealers and all new parts used (dont forget this is a leasing company), the car went back with 12,000 miles on the clock and serviced by a dealer twice a year.

    Quite a lot of that doesn't make much sense.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • jimmo
    jimmo Posts: 2,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My wife has had 6 Motability cars, 5 Astras and 1 Vectra. Her first, brand new L prefix Astra was quite a step up from her Y suffix Triumph Acclaim, a wonderful car in its own right but it had had its day.
    Before she got her first Motability car, we were already a 2 car couple but when we had both retired in 2006 I gave my beloved 1998 Mondeo Verona to my son who still lives with us and, to this day, I still regularly drive the Mondeo, and, to me, it is a much better car than an up to date Astra.
    However, needs be.
    To me, the beauty of Motability car hire is that everything is covered and I no longer have to spend days lying on the road underneath a car being pelted with rain.
    I am really happy but I would question why you would see a need for your aunty and uncle to suddenly go from 1 car to 2.
    Motability cars are not free. They cost the claimant's DLA but, in my opinion, that is a pretty good bargain.
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