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The “how many paydays ‘til Xmas” November NSD challenge

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Comments

  • elfen
    elfen Posts: 10,213 Forumite
    NSD no 8 for meeeeee please!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • jintyb
    jintyb Posts: 1,762 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm swithering as to whether or not to make today a NSD to be honest.

    I spent 40p on a paper that will save me £5 and sold £18.50 worth of cards today (I make my own) so seem to be in profit. Thoughts?!

    I reckon its an NSD as you are in profit for the day and the Record was an investment, wasnt it ? ;)

    I phoned OH to tell him to bring one in from work -the guys at his work always have papers kicking around - yes, you've guessed - in one ear and out the other, he totally forgot:mad:


    you will always be rich enough to be generous.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    jintyb wrote: »
    I reckon its an NSD as you are in profit for the day and the Record was an investment, wasnt it ? ;)
    Jinty says it's ok so NSD#7 please :D

  • I'm swithering as to whether or not to make today a NSD to be honest.

    I spent 40p on a paper that will save me £5 and sold £18.50 worth of cards today (I make my own) so seem to be in profit. Thoughts?!

    I think I would take the 40p spend when you make the £5 saving just to be sneaky :D.
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • I just want to say a big "thank you" to you all for your lovely words - I have read them all with tears building as I went through each page.... (((hugs))) to everyone who's lost a dear wee one, it's the sad inevitability of letting them fill our lives with joy.

    I'm a bit lost at the minute - I'm an early riser (usually by 5am) so am stuck with what to do to fill in the time before work. I think I may still have to go out for a walk as find it really loosens my back off (arthritis) but it feels odd walking without him there - lots of other "firsts" yesterday and today :(.

    I did however go down to one of our favourite places yesterday afternoon down by the beach where there's a pond he loved to play in .... it was a beautiful cold crisp sunny day that Ben would've loved - and I did find a little peace for a little bit.

    It's horrible being in the house without him - I live by myself and he was always in the room where I was - don't get me wrong, I love my cats to pieces but they come for a 10 min cuddle & then booger off & do what cats do ....;) so it's not quite the same.


    Sorry, didn't mean that to be quite as long.

    Anyway, No 9 and 10 to report.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Big hugs rising.
  • Really sorry to read of your loss Rising...

    NSD 4 for me today please, almost halfway there
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Massive hug to you rising x x x
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • So sorry for your loss Rising *hugs*
  • Declaring NSD #8.

    Ta.

    Nora.
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