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The “how many paydays ‘til Xmas” November NSD challenge
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Yaaaaay just realised that makes 3 in a row!! Shame today won't be a NSD as i need to pay for my hall hire for my dance class today, boooo. Need to work on setting aside money for the week to cut down on my spend days.Don't turn a slip up into a give up
*NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
No buying unnecessary toiletries challenge-in it for the long haul
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No spending here so far
I'm home for lunch which is a whoopsied M&S sandwich bought at the garage last night (80p instead of £2.50 :money:) and am about to fill a flask before returning to the office so I can have tasty coffee instead of the swill from our coffee machines. Hopefully I'll spend nothing all day!
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So todays NSD was a failure...
Girl at works birthday so had to contribute £5 to her gift - did bail out of the lunch though saving £15
So as it was a spend day already I ordered a birthday present for my friend out in Kabul and I'll buy him a card later
Lets hope this month improves! Hope you lot are having better luck then meSantander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Good luck with the car risingfromtheashes
:jI've been out on my own for the 1st time in 8 weeks!:D I'm almost delighted to say it's not a NSD for me!:eek:
Managed to get a pair of wellie type boots on - they were uncomfortable so going to have to hunt the wardrobe as I need something very wide & loose but with a very thick sole.:think:
Also managed to use the car too!:D - clutch work wasn't great and I did get a bit stuck on a hill:o but not too bad for a 1st attempt.
Once out the village it was OK as no "clutching" required but I felt like a learner all over again and made it up to 40mph up the hill and felt like I was doing 100 mph:eek:. However, it gave Teeny a bit of a run which I'm sure did her good after lying so long.
I popped into the Co*op on the way back to get a refund (was overcharged last week when DM took me down) and picked up a couple of 4 pack of mini-choc bars for £1 each (I'm not a choc fiend but hate the thought of being stuck in the winter so these have gone into the emergency supply cupboard), some jammy dodgers which were BOGOF and a bottle of Diet Coke - unfortunately this wiped out my refund by about £2! Nevermind .....
Sorry:o I know I must sound a bit of a loon being so excited but it was just sooooooo good to get out the house by myself!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hi everyone,
Just checking in after a very spendy weekend. The concert on Friday was excellent but we bought McDs for tea on the way there and then had to pay £8 to park :eek:, which i was not happy about :mad:
Saturday was grocery shopping, which hopefully means more nsd's in the week, and then bowling. We had a free evening of firework entertainment though as we found some fireworks we've had in the shed for years and set them off - amazed they still worked!
Bought some Christmas presents on Sunday - not many left to get nowand getting very excited about Christmas!! :xmassmile
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So not a very cheap weekend but hopefully I'll get back on track this week. So far so good today - I resisted buying anything sweet as I discovered a rocky bar in the bottom of my work bag
So sorry to hear about your guinea pig wannabe - its always very sad when a pet dies.No more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
rising_from_the_ashes wrote: »:jI've been out on my own for the 1st time in 8 weeks!:D I'm almost delighted to say it's not a NSD for me!:eek:
Managed to get a pair of wellie type boots on - they were uncomfortable so going to have to hunt the wardrobe as I need something very wide & loose but with a very thick sole.:think:
Also managed to use the car too!:D - clutch work wasn't great and I did get a bit stuck on a hill:o but not too bad for a 1st attempt.
Once out the village it was OK as no "clutching" required but I felt like a learner all over again and made it up to 40mph up the hill and felt like I was doing 100 mph:eek:. However, it gave Teeny a bit of a run which I'm sure did her good after lying so long.
I popped into the Co*op on the way back to get a refund (was overcharged last week when DM took me down) and picked up a couple of 4 pack of mini-choc bars for £1 each (I'm not a choc fiend but hate the thought of being stuck in the winter so these have gone into the emergency supply cupboard), some jammy dodgers which were BOGOF and a bottle of Diet Coke - unfortunately this wiped out my refund by about £2! Nevermind .....
Sorry:o I know I must sound a bit of a loon being so excited but it was just sooooooo good to get out the house by myself!
You don't sound like a loon at all, rising, you're sounding remarkably sane for someone who's been stuck in the house for nearly 8 weeks.
Good for you and Teeny (I presume that's your car's name:D), roll on the second outing. xxThe time you enjoy wasting is not wasted time
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solventsoon wrote: »Good for you and Teeny (I presume that's your car's name:D), roll on the second outing. xx
Thanks:D yup, Teeny's my car - she's an I10 and is fab:D... does around 47mpg, costs £30/year road tax and the servicing costs are less than 1/2 my old car. I honestly don't notice the difference in power at all (probably as she's so small and much lighter) but was a bit worried she was too small when I got her ... but there's enough room for the dog on the backseat so that's all that really matters!
You've got me thinking about car names now - all mine have been named and I think it's either something you always have done/will do ... or you think it's nuts that people do it!:)Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
not enough ....NSD = 3/31 spent = £97.88/31 groceries = £26/31 fuel =2/31
various debts = /£14366.89:eek:secured loan = /£13887.21 full settlement figuremortgage = /£64,342.45
ime not debt free ,but ime trying JANUARY BIG FINANCIAL FREEZE (JBFF)no35
proud owner of a british bullog puppies due end of jan20130 -
Is it too late for a newbie?
been reading for ages and now need the extra kick up the proverbial not to go oot with xmas etc ( although the quick grabbit board is probably more to blame).
Can i be put down for 10 please, i have done 3 so far, although being poorly with asthma has helped(lol, has to be an upside!).
Sorry, i waffle....
jodie xOk, ok, i need to go back onto Weightwatchers, lost 7 stone..... 2 back on, this has to change.....Help!!!:eek:0 -
Haha rising... I've always named cars! My current one is called Little Brum, and my sister's Nissan micra is called Bert. Little Brum didn't have a name for a while as I didn't like him much when I got him, but it sort of stuck in the end, and now I have grown fond of the dear chap! :rotfl:“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150
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