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The “how many paydays ‘til Xmas” November NSD challenge
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zafiro1984 wrote: »Spoon..... WOW, 22 NSD's, impressive - what's the record?? I can see I've a lot to learn.
However, I can declare another NSD today I think that makes a total of 16.
PS Thanks for the pressie
Thanks zafiro:A
I think the record is 27, or maybe 28, so we've both got a way to go to reach that:D:D You're doing brilliantly with your 16, well done:T:T
Glad you liked your pressie
spoon xxThe time you enjoy wasting is not wasted time
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I need a job.
I am SO SO cheesed off with this economy. I just want a job...just a wee one, just for me! Please!
B
((((((((((hugs)))))))))) and lots of positive thoughts coming your way Butti. This economy stinks, it's so unfair that people who desperately want to work can't find anything.
Keeping my fingers firmly crossed for you xxbutdoineedit? wrote: »News on the house is that the chap is now renting one through the agents as he "finds having them managing the best thing for him" (for that read they will make more money from renting him a property with a full management service :mad:)
So back to square one :eek:
I have rang tenant 3 from last week, to give her her due she was incredibly apologetic, so viewing booked for her for Saturday, & another one booked that enquired today, so it's crossing fingers time again....
Grrr to the chap BDINI.
Fingers firmly crossed for no 3 and the new one, it's about time your luck changed. Lots of positive vibes will be heading your way on Saturday xxThe time you enjoy wasting is not wasted time
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Hi lovely gang:A
Update all done, I'll post it in the morning.
Loads of NSDs and targets tumbling today, well done everyone
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:jThe time you enjoy wasting is not wasted time
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Good morning folks from a fairly cold NI:eek: although at this time of year, we can expect nothing else. I am off today, so we'll see how things go as to whether or not it's an NSD. On a positive note though, I did a small football bet on Saturday and realised I'd won £56 from it this morning, so a good start to the day so far:D I hope everyone else has a good day and a final NSD to end the month:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Morning All
I will be declaring all 15 of my NSD for the month, have no personal spends today as am travelling all day for work so everything on expenses including the evening drinks tonightbit of a cheat but
15 nsd for november declared :T:TJan 13/15 Feb 16/15 March 19/20 April 17/15:D May 0/17
Jan £170.47/£155:D Feb £260.86/£290 March £1050.92/£310:DApril 70.72/£300:( May 0/£310
Sealed Pot Number 1496
Self Imposed Grocery Challenge Apr £133.69/£150 May £91.37/£150
Completely Crazy 2012 clothes challenge, [STRIKE]£350[/STRIKE] £206.340 -
Fingers crossed for you BDINI.
Beanielou :eek: Wow, the difference in weather up in your part of the world compared to down here will never cease to amaze me.
Well todays no school issue is sorted. DS2 was carted off to my mum and dads last night, just couldn't handle him. The good news is he kicked off in front of hte MH worker who was here yesterday, and I think they have a fair idea of what's wrong with him, so we shall see.
I'm cheating and declaring today as an nsd.Not having the car has meant that I've had to have MrT shop delivered. Did it yesterday and having it delivered today but as I spent yesterday in the Co-op I'm counting it as spent yesterday not today, so I can at least get over halfway to my target. SO I'm declaring for November at (a pretty pathetic) 6/10.
Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy0 -
Morning all! Well yesterday was a NSD but today isn't going to be, got to buy catfood for my little darlings and bought some more Xmas pressies. So I'm declaring 14 NSDs for November not bad for my first attempt :T
Well done everyone xxx0 -
(((hugs))) Butti - I know how frustrating it can be looking for work
Well I've sorted out my budget for December as if I haven't spent today so I bl00dy well better not do now! Together with my no-spend yesterday that will take me to 16 NSDs and my target :dance:
Christmas is fast approaching, the turkey is getting fat and the budget is getting tight :rudolf:
Off to think of my new target...
JCG x0 -
hi
Here to report number 11 please! So I have now beaten my target!!! WOOP!!!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
hi there.
i've not been back for over a week and i'm afraid i've been off the rails a bit.not spent loads of money just fallen back into some bad old habits.november probably isn't the best month to do this.
i've lost track of nsd's but i know i havn't reached my target.i've only had a nsd today because i walked into town then reolised i'd forgotten my purse and i couldn't be bothered to go back.
total this month 12nSD
thankyou.see you in december.there is no wealth but lifesealed pot challenge#240
df by dec 2014#150
Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:0
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