Time to 'grow up' - the slippery slope to 30.

immoral_angeluk

Evening all!
My standing orders went out today so though it was a good time for an update
The cards are now Barclaycard £2877.22 and Halifax £367. My car payment is due to go out tomorrow or Monday too so I will be able to update the car loan total once that registers on my online banking.
This week has been very busy! Last saturday I ended up making a mad dash to Birmingham for camera parts ready for a photoshoot on the sunday so ended up £80 down but at least I can count that as business expenses. Still annoying but at least it's parts I'll use again. Also had a couple of wedding bookings this week so have had deposits for those.

Have managed to put money into savings so it's now standing at £602.48. It would've been more but I did have a bit of a charity shop splurge today as a treat and also paid for my car tax at £66. But it's all good and creeping up while the debt's going down so I'm happy

Hope everyone has had a good week!

beanielou

Ive got lurgy.
Bah is all.
Is Hellifax your target card?

immoral_angeluk

Oh no! Get well soon.
The halifax was the 0% card til something stupid like December next year. They're about to up my limit to 1k apparently. I've just looked on the online banking for it but can't see that they're doing any balance transfer deals though..

I know I should be paying anything bar the minimum £5pm off the barclaycard, but in fairness I like seeing them both coming down and I feel like it gives me motivation to know that one is so small.. if that makes sense..

beanielou

It does make sense.
I am currently targeting a wee one on 0% just to see it gone.
Tosco bank are currently doing my head in though.

immoral_angeluk

Why what's up with them?

beanielou

Have a 0% with them too & cant remember when it finishes & they dont seem to know either.
When I phone them I keep failling security.
They phoned me today & even though I had spoken to person yesterday I still failed security.
I just give up,feel so dire I cant cope with it.

immoral_angeluk

Rubbish! Why don't you write to them instead?

emily_jackson

Forgot to say as well Sarah, it's good to catch up, I always enjoy reading your diaries and think you're inspirational:T Are your old diaries still on here?

immoral_angeluk

They're knocking around somewhere. I can't remember deleting them anyway!

immoral_angeluk

Have done my budgets for the week. I need to get K's birthday presents this week so have budgetted £30.

Here's this week's budgets seeing as I've not posted them in a while.

Food £60.00
Petrol £25.00
Bills £34.09
School dinners £21.00
K presents £30.00
School trip £10.00
Barclaycard £50.00
Halifax £10.00

Total out £240.09
Total in £244.84

Surplus £4.75

Haven't decided what to get K yet, but have to get something from my dad as well as he's out of the country for her birthday (£20 of that £30 budget is from him).

I'm enjoying seeing the debt balances go down as well as the savings going back up. Feels much better having that buffer there just in case. It's hard not to dream about what that money could be spent on, but so far I've been good to think logically