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Santander are now refunding interest payments on Cahoot flexible loan's

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Comments

  • emmapurple
    emmapurple Posts: 26 Forumite
    I posted mine and got acknowledgement letter from FOS after about a week but mine did say that it would be at least 4 weeks before they contacted me again as they are extremely busy. Hope that helps.
  • Mupeteer
    Mupeteer Posts: 955 Forumite
    Part of the Furniture Combo Breaker
    ... Hi Ho, it's off to FOS we go.

    Knockback received.:(
    Reality check - hit rock bottom on 15 Dec 2008 with unsecured debts of £29,136 and not enough money to live on

    :j NOW DEBT FREE!!!! :j
    :oI try to take life one day at a time but sometimes several days attack me at once :o
  • Still waiting despite complaint being sent in January! Has anybody had any success through Ombudsman or even any indication of success!
  • oracleman
    oracleman Posts: 58 Forumite
    FOS Upheld complaint !!

    Santy made a rubbish offer, went to FOS , Santy have now made a revised offer based on recalculation of loan based on orginal interest rate.

    Stick at it everyone, might be a long journey but Santy will have to pay out in the end !
  • Cell
    Cell Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Good to hear that:beer:

    The problem since the turn of the year has been getting an offer at all.
  • mui7087
    mui7087 Posts: 14 Forumite
    We received a knock back letter and sent to FOS. Got a letter today from FOS who advised it could take up to 12 weeks to hear further. I am just concerned that the FOS might agree with Santander. Anyone had any experience of that ?
  • newcook
    newcook Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well, I think (only think!) that I have a rejection letter on its way to me. I'd emailed them on 17/04 asking for an update as they had had 8 weeks and got told that they regrettably hadnt concluded the investigations etc. and they had no expected date for a resolution.
    I then emailed them yesterday asking if they had an update for me yet only to receive an email back stating that they sent out a resolution letter to me on 16/04!!
    my guess is that they couldnt organise a p!ss up in a brewery! glad I sent my stuff to the FOS on 17/04!
  • Cell
    Cell Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    My rejection letter, which also didn't make it, was dated 16th April as well.
  • oracleman
    oracleman Posts: 58 Forumite
    edited 11 May 2012 at 2:00PM
    Have asked for a copy of Santys calculations. Bet they refuse to give them !! Really interested in how they calculate the refund as they are unable to give an accurate figure. This will be the third "calculation" from Santy each one a bit higher. I bet they just roll five dice - thats a two, four, four, six and and a one- yes your refund is £244.61

    Do any of the "offers" include numbers greater than six ?
  • newcook
    newcook Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cell wrote: »
    My rejection letter, which also didn't make it, was dated 16th April as well.

    whats confusing me though is if they sent a rejection letter on 16/04 (which I didnt receive) why send an email on 17/04 saying they havent concluded their investigations?!
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