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lloydstsb again sorry- is a bacs transfer instant

someone rang me last night to say would i accept a bacs transfer for ppi refunds instead of a cheque, i said yes she wanted to know cos the ppi is in my name and the account it would go into is joint with my husband.

she apologised on behalf of amanda barry and said we would hear really soon.


my question is , is a bacs transfer instant ??

have been waiting 5 months and 3 days now,

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