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Lloyds TSB Vantage accounts
Comments
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But is there any point? You can get better than 3% elsewhere, unless you really need Faster Payments before it essentially becomes compulsory in January.I hadn't thought of this to be honest with you. So I suppose you could hold three lloyds vantage and three bos vantage accounts, thus getting 3% on up to £30,000 ?
Can you hold a bos vantage if you already a bos reward account ?0 -
But is there any point? You can get better than 3% elsewhere, unless you really need Faster Payments before it essentially becomes compulsory in January.
I know it sounds like a bit of a ffaff, but not many accounts will offer up to thirty thousand with instant access and 3% and of course unlimited withdrawals0 -
I know it sounds like a bit of a ffaff, but not many accounts will offer up to thirty thousand with instant access and 3% and of course unlimited withdrawals
And direct debits, and standing orders, and the possibilty of an overdraft for emergencies. It's ace.Free the dunston one next time too.0 -
And direct debits, and standing orders, and the possibilty of an overdraft for emergencies. It's ace.
How does that affect your credit score? When I checked my credit report, all of my current/advantage accounts are listed but none of the saving accounts.
Also are you supposed to provide statements for all these current accounts when you apply mortgage?Mark Hughes' blue and white army0 -
How does that affect your credit score? When I checked my credit report, all of my current/advantage accounts are listed but none of the saving accounts.
Also are you supposed to provide statements for all these current accounts when you apply mortgage?
because the only accounts recorded at the CRA are credit accounts, as savings accounts do not allow credit, i.e. overdafts then they are not recorded. Bank accounts are whether you have a authorised overdaft or not as you can still go into a un-authorised over daft with them.0 -
There's fast Faster Payments and slow Faster Payments. Many savings accounts will only be offering the overnight service, not the real-time service.But is there any point? You can get better than 3% elsewhere, unless you really need Faster Payments before it essentially becomes compulsory in January."It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis0
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