Payday lenders that DO NOT call you

niaomi

Hi,

I would like to apply for a payday loan. Can you recommend any direct lenders that pay upon online approval without bothering you afterward?

I know that Quickquid do as I have used them in past. They paid me within 2 hours, no phone calls. Are there anymore like this? I'm tired of being called just state everything I have already stated on my online application.

I'm looking for a quick payout, please recommend if you can. I have just been refused from Wonga, not sure why, my credit score is OK.

Thanks guys.

Emmzi

is there a reason you cannot just use quickquid again?

Apples2

niaomi wrote: »

I have just been refused from Wonga, not sure why, my credit score is OK.

With an Ok credit "score", why on earth are you going anywhere near these companies??

poppasmurf_bewdley

I would imagine the reason they ring you is to:

a. Ensure you are who you say you are.
b. Make sure it's a genuine enquiry, not someone using your details.

Having said that, if Wonga won't lend you any money, I can't imagine anyone else who will.

niaomi

I can understand why they do it, that's not the problem.

They should be able to verify from the details entered on the form. Electorol role, credit check etc. They could be talking to anyone on the phone... doesn't mean it's the person who made the application. I think it's just bothersome.

Well, you say no one will lend to me after wonga refused but that is not true. I got accepted for a quickquid loan the following day. I have been accepted with 4 other payday loans but for less than I would like. Plus they call me when I am at work and subsequently refuse the loan when I am unable to take their call.

I would use quickquid again but they have offered me the same amount as last time even though I paid off a previous loan on time. I would like a bit more so thought I'd look elsewhere.

I guess I won't be in luck.

mangomangotree

Just wondering why you would need a payday loan? I'm curious as to why people use these companies.

niaomi

My bank (Halifax) has recently refused to increase my overdraft limit and that would have been my best solution really. Payday are sort of last resort, that is how I see it anyway.

opinions4u

niaomi wrote: »

My bank (Halifax) has recently refused to increase my overdraft limit and that would have been my best solution really. Payday are sort of last resort, that is how I see it anyway.

Surely the best solution would be to spend less.

Emmzi

they may well be refusing to increase your overdraft because you have payday loans on your credit file. I would stop before getting mainstream credit becomes impossible. Seriously.

ILW

opinions4u wrote: »

Surely the best solution would be to spend less.

Don't be ridiculous.

chanz4

payday uk dont, go via quidco or topcash and work out no intrest