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The Official DFW Nerd Club

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  • hi, can i be a nerd too??? i seem to spend every waking second on this website these days. My lightbulb moment was the 1st of July 2008, but only just starting to put a real dent in to the debts :)
    Debt@LBM1=£4050 1st DFD 27/08/09 :D Debt @LBM2 =£14,469.97 2nd DFD 14/03/2018 :T
    Make £10/day Y1£3.5k Y2£3k Yr3£4k Yr4£1.5k
    DFW NERD 1068 :cool:
    Avios 78,000 :D
  • hako
    hako Posts: 1 Newbie
    hi all,what agreat relief finding this site.can i get a number too.
    I got in to debts becase it was so easy,i have been silly with my money even i make lots of it.Even though my wife calls me stingy i have been very generous to friends and relatives.i am owed over 40k and i cannot get it backi went in to debts after bad bussiness deals and spread betting..i run a total debts of 72k mainly credits card and 2 unsecured loans.my creditors are mbna loan,egg loan,barclaycard,monument,capital one,lyods tsb credits card and so on.
    I was doing ok till this september when i opened a my second shop invested alot money.the bussines wasnot as good as i expected so i started to struggle.I realised i was paying over 2k on credits cards and loan a month and was not getting anywhere.
    then i started to miss the payment and was even opening letters.
    i contacted the payplan they are drafting the dmp for me.my payments will be 1k amonth and i can make lumpsump payments.I opened a basic account with hbsc.but refused for bussines account.Does anybody know where i can open a bussines account without the credit checks as i need to have a cheque book to pay the rent and payee insurance.i dont need an overdraft facility.
    many thanks
  • Hullo!
    Please may I sign up? I've been a DFW fence-sitter for some time now (my LBM came with a dimmer switch :confused:) but the MSE electricians :money::money::money: (that's them - nice boys!) have been in and have removed the dimmer switch and replaced the lightbulb with an energy efficient one (I believe it was a freebie...) so I'm feeling more ready now than I ever have been before! BRING ON THOSE DEBTS!! :D:D:D (One at a time, please, creditors - form an orderly queue!)
    I'm quite happy to sit quietly in a corner with a flask of coffee (so I don't need to keep boiling DFW's kettle - and the coffee was BOGOF) - I'll be no trouble, I promise!
    Cheers! :beer: (Umm, that's coffee, honestly....)
    GNR

    ETA - The comment about the electricians made me think 'How many MSE's does it take to change a lightbulb?' - but I guess I'll need to start a new thread for that one! :rotfl::rotfl::rotfl:
    DFW Official Nerd Club #1070
    Proud to be dealing with my debts!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Now up to date with new nerds. :D

    1061 - Briggsy.notts
    1062 - EllieM
    1063 - mascott514
    1064 - gtx
    1065 - terri72
    1066 - claremylove
    1067 - Pinzy
    1068 - pinkneonmartini
    1069 - hako
    1070 - GotNoRhythm

    :beer:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks Fermi!
    *pootles off to update sig*
    DFW Official Nerd Club #1070
    Proud to be dealing with my debts!
  • evening/morning can i be a dfw nerd :D thankkks
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Can I join too please.

    It is not as bad as it looks in my sig as I only get paid every 3 months pay due end Oct so will make big inroads next month

    Mandy
  • Hello All!

    I'd be very pleased to join if possible! I'm half way through my debt busting and not too long to go. I have been an avid fan of this site for a long while. I have saved money here, there and everywhere thanks to all the nice people here at MSE.

    Pretty please - make me a DFW nerd! :-D
  • I want to be a nerd too!

    pop xxx
    DFW NERD NO. 1074 :T
  • Can I be a nerd please?
    I need a signature and an official number would be a good start.

    Thanks
    HT
    LBM 14/10/08 £40k+:eek: DFW Nerd # 1075
    Officially a Long Hauler #149:D
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