car window glass replacement

teagan1966

hi
i asked them thats how i found out i wasnt covered , surey u only have to declare claims ?

LandyAndy

forgotmyname wrote: »

It is counted as a claim, Read posts on her people failed to declare a glass claim and were charged more or
threats to cancel the policy.

Yes that was me.:( I didn't declare some windscreen claims (never occured to me:o) and More Than suspended my policy. I had to cancel the policy and go back to my previous insurer and take the hit on the deduction from the return premium.

Nearly_Old

teagan1966 wrote: »

hi
thanks for the replies , my insurance didnt cover it , i dont think id be able to sort it my self so would prob give scrapyard a miss , where would i find the independents but im hopin it wont happen again !
thanks

What make of car is it? It might be worth first checking with a main dealer as it would give you a starting point when getting other quotes.

2 years ago we set off and had only gone a couple of miles when a crack appeared in the windscreen from the bottom right in front of the passenger (my wife) so we returned home. At the time my insurance was with DL so I phoned and was put straight through to Autoglass. The last question they asked was "Please confirm that we can claim against your insurance for the balance of the replacement cost?". This set the alarm bells ringing so I asked for a price (winscreen and new seal) if I paid myself - £490 +VAT!!!!!!!!!!! I then rang the local main dealer and the car actually requires the windscreen to be hot bonded in addition to the new windscreen and seal. Their price was £374 incl VAT - as the car is over 5 years old they run a 5-Plus scheme that reduces the labour by 50%.

shaun_from_Africa

but im hopin it wont happen again

If you are worried about it occuring again, it may be worth taking everything out of your car and leaving the glove box open and the luggage cover out (if you have a hatchback).
At least if it's obvious that there is nothing in the motor, it may stop someone breaking in to have a look.

Inner_Zone

teagan1966 wrote: »

hi
i asked them thats how i found out i wasnt covered , surey u only have to declare claims ?

No, just phoning an insurer and it will be logged and must be declared to a future insurer. See a recent BBC Watchdog programme.

Quentin

teagan1966 wrote: »

hi
i asked them thats how i found out i wasnt covered , surey u only have to declare claims ?

No.

You have to declare all incidents that could have lead to a loss.

As previously advised, this will now be on your record and the database so don't be tempted not to disclose it in future.

teagan1966

hi
thanks for all the replies , its very quiet where i live my dad says thats prob part of it no one about, the thing is when i normally park in a quiet space i leave glove box open
ill deffo leave it open at nite now
wasnt just my car nother guys that i no off and a shed too , prob more just dont no about them yet
id like to tazer the b*****ds to b honest but id prob get done !
will bear that in mind bout insurance too