We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

On the up!

11920212325

Comments

  • I hate hoovering! Especially as something seems to have crawled into my hoover and died, I'm getting a really bad smell whenever I turn it on. Therefore for safety purposes I'm aiming to not hoover anything, not worth the risk I say.

    Well done on smashing your Surveys + goal! I don't think I've earned that much from them in 5 years. Its definitely given me a push.

    Well done things are going great. xx
    Total Debt 21st October 2012: £11737.03, Total Paid: £0
    Consists of real debt: £5737.03 and preventing future debt fund: £6000.
    PFD is to let me have a shot at my dreams when I graduate without digging myself back into a money black hole.
  • snozberry
    snozberry Posts: 1,200 Forumite
    BlueCrayon wrote: »
    Well done on smashing your Surveys + goal! I don't think I've earned that much from them in 5 years. Its definitely given me a push.

    Are you registered with shop n scan?? If not, then you should because it is the easiest one to do out of the lot. You just scan your shopping - dead easy. They ask you to complete a food diary several times a year (I hate doing them) but you get extra points and we all know what points make ;)

    ~~~~~

    Jeez, is it me or is it starting to get icy cold? The yukky Autumnal weather is definately on its way :(

    Mind you cosy nights in are quite nice.

    Anyway, goals for September:
    1. 15/30 NSDs. I have let this area slip and, when in the right frame of mind, am very good at them.
    2. List and sell a minimum of 30 things on ebay (one for each day)
    3. Complete all surveys that land in my inbox
    4. Lose and keep off 5lb. I have never been on a diet in my life! Oh the perils of getting old(er)!
  • snozberry
    snozberry Posts: 1,200 Forumite
    edited 2 September 2012 at 11:27AM
    This time last year, I was poorer than a church mouse. I needed new work pants but could only afford cheap and nasty ones that, not only looked it, but fell apart after two washes. I needed new work shoes but had to manage with what I had.

    Fast forward a year and I am still poorer than a church mouse but I was able to buy better work gear (thanks to my vouchers) and have a better sense of money and budgetting.

    I hope, hope, hope to be in an even better position this time next year.

    ~~~~~

    Just done the internet banking. I have a tenner in my purse to last 23 days but I do have a tank of petrol and grocery shopping put to one side so, in theory, I should be ok. I will also be able to claim £40 of vouchers in the next few days.
  • I'm in the same position as you. Last year couldn't afford anything and was actually walking around with holes in my shoes. This year there is still 2 weeks until payday and I still have money spare (and holeless shoes lol!)
    DEBT TOTAL: £7609.44
  • snozberry
    snozberry Posts: 1,200 Forumite
    you know, I have spent a fortune this week. My lap top died and I had an eye wateringly high renewal quote for my car insurance. I have to have access to a computer at home so that I can work but work don't provide me with one. It's completely ridiculous I know but I cannot not work from home. I found a really nice for £350 which went straight onto my CC.

    My renewal quote was a joke. They are meant to go down - not up! I have never had an accident, I have never had a speeding ticket yet they want me to hack my left arm and leg of with a blunt pair of nail scissors so that I can have the honour of being allowed to drive into work. I managed to find one for a third less than the price but, they don't accept monthly payments - urghh!!! So, that went on the CC. I have some money in my savings account to pay for house repairs (I need to replaster and do other things before I can rent it out) so I transferred the money to pay for my CC bill. I could have waited for next month to purchase new car insurance but, when I waited last time, my cheapest quote increased and I didn't want to take the risk of that happening again.

    It never rains but flipping pours in my ickle world!

    I now have to replace that money. I have worked out a rough budget in my head.

    It will all be ok!
  • snozberry
    snozberry Posts: 1,200 Forumite
    edited 14 September 2012 at 8:34PM
    Between this moment in time and next Sunday evening I want to ...
    + have achieved 5 NSDs (Monday, Wednesday, Friday)
    + [STRIKE]been to the gym three times[/STRIKE] (Monday, Tuesday, Wednesday)
    + chased up all paperwork regarding car, [STRIKE]pension[/STRIKE], second and third job
    + worked out a realistic and achievable budget for the remainder of the year
  • snozberry
    snozberry Posts: 1,200 Forumite
    Well, my darlings, I have been to the gym and enjoyed an NSD. My legs are aching and I will defo sleep well tonight.

    I haven't hit todays [EMAIL="sw@gbucks"]sw@gbucks[/EMAIL] goal. I completed a survey and was disqualified when I had to rate it. I was soooo annoyed!!!!!
  • snozberry
    snozberry Posts: 1,200 Forumite
    I managed to hit yesterdays [EMAIL="sw@gbucks"]sw@gbucks[/EMAIL] goal in the end. I can redeem two vouchers from there but I haven't done it yet. Maybe I will later today or tomorrow.

    My legs are still aching from the gym and I am going for a swim later as well. No pain, no gain as they say!

    Today will be a spendy day because a friend and I have a much needed catch-up every other week and today is the day. I never spend much on them anyway.

    I must spend the morning chasing up all paperwork so I had better get a move on!
  • snozberry
    snozberry Posts: 1,200 Forumite
    edited 12 September 2012 at 9:35PM
    I did go to the gym yesterday and I only spent a little bit - about £15. I am going to the gym again tonight and, so far, haven't spent anything :)

    ETA: Today was an NSD and I have a mystery sh0p job to do later in the week :)
  • snozberry
    snozberry Posts: 1,200 Forumite
    Today is a slightly spendy day as I am meeting some friends in the pub after work. I don't need to draw any money out of the bank though.

    Not going to the gym tonight but I will be tomorrow. I am due £1.20 from quidc0 check-in as well. I will update my signature when it arrives in my bank account.

    I have noticed that there was a chill in the air today. In fact, I have struggled to stay warm today - brrr! I haven't put the heating on though!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.