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Vanquis??
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I have done on line application this morning, says they will ring me in next few days. Dont really think they will except me, but I have nothing to lose so we will see.0
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You are over half-way there. They will confirm a few things, income and contact details and that will be that. You should have it all done by Friday if not before.0
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I applied over the week-end (after seeing this thread), just had the phone call and been accepted. 59.9% interest:eek: but I won't be paying it obviously as it'll be paid off in full every month.
Been discharged just over three months and not done a file clean-up yet.“Procrastination is my middle name....well it would be if I could be ar**d to contact Deed Poll."0 -
Just out of iinterest what do they ask?
Do they ask about br?0 -
Hardupandfedup wrote: »Just out of iinterest what do they ask?
Do they ask about br?
They didn`t with my wife or me. To be honest they will most probably know anyway by checking the CRA`s.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Hardupandfedup wrote: »Just out of iinterest what do they ask?
Do they ask about br?
No BR question....it was pretty much just confirming what I'd already put on the application. Asked me if they could set up a minimum payment direct debit (before telling me if I'd been accepted or not so maybe how you answer that has some bearing) which I agreed to.
Tried to sell me something that they emphasised wasn't payment protection, though it sounded remarkably similar, which I declined. Asked if I wanted an immediate cash advance:rotfl:which I politely refused.
Can't remember what my credit limit is but it doesn't matter as I only plan to spend £10 a month on it and hopefully it'll be more than that:).“Procrastination is my middle name....well it would be if I could be ar**d to contact Deed Poll."0 -
Well, had the phonecall today and have been excepted!
Quite surprised. offered me a cash advance etc which I turned down.
feels strange and scary to think of having a credit card again.
Im well aware though of the very high intrest rate etc and will be using a lot of care in using it and paying off in full.
thanks to everyone for all the advice and info.0 -
Congrats, you can now start rebuilding your credit rating.0
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That's brilliant news and gives me hope for applying in a few months.When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
Thanks, will be very very carefull with it.0
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