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Vanquis??
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Yes, I did.0
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Me too................:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Thanks will give it a go in next couple of days, will let you know how I get on. Thanks for your help.0
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vanquis are giving £35 via topcashDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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We keep getting emails to apply to Granite THE card for bad credit, which is part of Vanquis. Have been thinking of applying to help re-build credit file and If Im honest as a standby for emergencies if we dont have any savings. Have been trying hard to save an emergency fund.
Had a nasty health scare with our dog recently and the vets fees wiped out our food shopping money.
Thanks for the topcash tip chanz4
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rule is always pay in full, what you have to remember also it is no compulsary to spend on it every month.Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Hi there, im about to post about my life after bankruptcy discharge. I applied for a vanquis card yesterday, was told I would get a call back today to gather some further info to proceed application. Had a call back 8.45 this morning, asked the additional info, and was told on the phone that my application was accepted, stupid apr but as I intend to use it for my food shopping online and paying it immediately doesnt bother me. I applied with the attitude whats the worse can happen - they turn me down!! I hadnt been able to credit before my bankruptcy!.BSC # 308I should really rename myself mummytothree!!! Child no3 born 14/09/10ED 12/01/110
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Vanquis should take most people post 6 months discharged. Even without a cleaned credit file.
Great card and you can get a fairly decent APR if you are lucky.0 -
haremscarem wrote: »Vanquis should take most people post 6 months discharged. Even without a cleaned credit file.
Great card and you can get a fairly decent APR if you are lucky.
didnt take me......applied again 12+mnths later did thenWe all die. The goal isn't to live forever, the goal is to create something that will0 -
I applied after about a year, wasn expecting to get the card but did. Started with a £250 limit and now im a GOLD member ?!?! n they have offered me the chance to upgrade to a £2200 limit OMG NOOOOOOOOOOOOOOOOOOOOOOOOOO.
As others have said, only for emergencies and you need to pay off as soon as possible.
BSC member 137
BR 26/10/07 Discharged 09/05/08 !!!
Onwards and upwards - no looking back....0
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