Jakesmum needs a diary

jakes-mum

Hi Beanielou :wave: thanks for the support

Im taking it one step at a time, no more looking at how long its going to take to disappear, just spend each day looking at what can be done to take another step toward the DF date

Im soooooo happy that its 8 months to no loan, this will be the first time we have been loan free since we moved in together 11 years ago :eek: but once that loan is gone its another £180 toward the credit card :j

jakes-mum

Well today ive spent the entire day doing competitions to try and win some more christmas presents, playing free bingo on Woohoo to get closer to that next free voucher and doing everything I can on Maximiles to build up the points toward a voucher on there too

DS is off to scouts tonight so I think as soon as DD is in bed at 8 I might start having another rummage through the house just incase I missed anything that was saleable on ebay :rotfl: I have got a few things up at he moment, mostly relists so not holding my breath i'll get anything for them, if they dont sell this time I might do then as a joblot as they are all DVD's and a reseller might be more interested in a load of them rather than buying them all individually

crapwithcash82

Hi Jakes-mum, just read your diary and thought I would say hello! I know what you mean about only having 48 miles of petrol in the car and not having money for food, it is a nightmare!! I let my car go down to 9 miles of fuel left last week, but thankfully my OH gets paid weekly which helps a little. I am at the end of Maternity leave so have gone from full pay to SMP which was a massive cut!

School always seems to have these events and things on when you have the least amount of disposable money. I always feel bad about it too, but thats why I'm trying to get debt free, get this sorted out now so that I can say yes my kids can go to events and things. To be honest I think if I hadn't had kids I'd still be blundering on racking up debts, but they make you think, they deserve better!

Do you ever try ebay / Amazon for kids clothes and shoes? I ebay quite a lot (to buy and to sell!) but one other mum I spoke to at Gymnastics said she buys all her daughters shoes on Amazon. She said she got a pair of Kickers for £15 inc postage instead of £50 odd which I thought was good - if I had £15 spare lol.

Right, off to bed I think, have just been catching up with diaries and listing stuff on ebay. Will hopefully chat to you soon, keep your chin up and good luck with the debt busting!

CwC x

savingholmes

Hi Jakes mum - sorry you are having it so tough.... Keep posting, keep doing the £10 a day chalenge and hopefully over tie things will look up

jakes-mum

Hello crapwithcash :wave: I ebay to sell alot and have bought clothes from there for DD (not DS for some strange reason, I think its the whole being so skinny I need to see him in them to see if they fall down :rotfl:) The only thing I wont buy onlne is shoes for the kids as my mother said 'look after your feet as they have to support you your whole life' and its stuck with me. (I have bought DH's shoes on line though, i dont care about his feet as much it seems :rotfl:)

Hi Savingholmes :wave: thank you for your support i'm normally one to revel in a challenge as I hate to lose :rotfl: I just have days where it all gets on top of me, I really should add the CC's to my sig so I can see them going down!

jakes-mum

Well I was very naughty and didnt post at all yesterday :eek: I have sold a couple of items on ebay though, 1 has been paid for the other still waiting but its another couple of quid toward being DF

DH managed to convince me to put £10 on his online game :mad: its one of those tricky situations that he sees it as he works a carppy job for carppy money to look after us he should get some money a month to himself, I see it as we already bought our rewards when we couldn't afford them so now we have to pay them back. Its hard having such opposing ideas to money and debt. I hav compromised on he gets £10 a month for either a few beers down the pub or his game but I still see it as dead money I think the hardest thing is that a good wedge of our debt is from a few months ago when he was really at rock bottom with his depression so I booked a few days abroad to pick him up a bit on my CC so its kind of my fault, but on the other hand 95% of our debt for the last 11 years is from him and his must have it now attitude so I suppose its all relative

On the up side the game money did come from paypal so was 'extra' money if you see what I mean

crapwithcash82

jakes-mum wrote: »

but its another couple of quid toward being DF

Couldn't agree more! I'm thinking every £1 towards reducing the debt helps! Have been paying £1 every time I log on to check internet banking, just another little game to amuse myself while the total slowly goes down!

jakes-mum

crapwithcash82 wrote: »

Couldn't agree more! I'm thinking every £1 towards reducing the debt helps! Have been paying £1 every time I log on to check internet banking, just another little game to amuse myself while the total slowly goes down!

:j I LOVE the idea of that game!! £1 a day works out at £365 in a year. Must see if I can manage that as well! it would certainly amuse me too

jakes-mum

well yesterday I went to see my sister with the kids, gran drove us so that saved me £30 in petrol then we went to lidls and even though I bought things like bscuits, coke and the like, I still only spent £8.80. Plus the only other coke DH will drink is pepsi or real coke, buying the lidls coke did in a way save me money

I've also found 3 DS games (1 wasnt finished so have spent the last 2 days finishing it :rotfl:) which I will stick on ebay tonight my other ebay item still hasnt been paid for so looks like a dispute being oopened EDIT: loool just logged into ebay and they've paid :rotfl:

jakes-mum

Hmm I havent been out the house today so havent done anything constructive toward the debt :eek: I did list some DS games on ebay last night so hopefully a few more pennies in the credit card account next week . . . as its free listing this weekend i'll have to have another rummage just to see if I can pull out any more hidden gems :rotfl: