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0% poor credit card....

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Comments

  • catflea
    catflea Posts: 6,620 Forumite
    chanz4 wrote: »
    I would try for the sygma silver card has 0% transfers, good acceptance even with defaults and only search equifax. limits and apr good.

    I didn't think they were accepting applications at the moment?

    ETA. checked again, and I'm wrong.
    Proud of who, and what, I am. :female::male:
    :cool:
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    edited 20 October 2011 at 8:31AM
    chanz4 wrote: »
    I would try for the sygma silver card has 0% transfers, good acceptance even with defaults and only search equifax. limits and apr good.

    I recommended my friend to apply and she has no defaults and she got a decline:mad: Lived in her home 28 yrs plus, one other credit card etc


    Who is eligible to apply for a card?

    UK residents aged 18 years and over with a UK bank or building society account. You will need to provide a landline telephone number for home or work and have a regular source of income through full-time or part-time employment of more than 16 hours per week (this can be you or your partner), or be a student, retired or on incapacity benefit. Finally, you need to have a clean credit history, ie, no arrears, defaults, County Court Judgements (CCJs), bankruptcies or Individual Voluntary Agreements (IVAs).
  • cse
    cse Posts: 168 Forumite
    Can you get it if you already have a Cap1? I guess not as they dont want you to transfer the balance youre already trying to pay off with daft interest. hmm answered my own question! sorry- tired :)

    1) the 0% is on purchases only, not balance transfers
    2) you can't balance transfer between cards issued by the same provider anyway

    There doesn't appear to be anything on the website stating that you can't apply if you already hold a Capital One credit card
  • catflea
    catflea Posts: 6,620 Forumite
    cse wrote: »
    There doesn't appear to be anything on the website stating that you can't apply if you already hold a Capital One credit card

    Its part of the checklist on the application page.
    Proud of who, and what, I am. :female::male:
    :cool:
  • catflea
    catflea Posts: 6,620 Forumite
    I am truly astonished! I was expecting a limit of £250-£500 ish. I got £1000 :eek: at least its enough to pay for my whole purchase :)
    Proud of who, and what, I am. :female::male:
    :cool:
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