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0% poor credit card....

I've been hearing whisperings of a card with 0% for 6 months (I assume on purchases) which would be available to those of us with a lower credit score. Has anyone else actually heard of this card and know what it is??

Martin has even mentioned it on Facebook. Its a very interesting proposition to me as I have a reasonably large purchase coming up...
Proud of who, and what, I am. :female::male:
:cool:
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Comments

  • jd87
    jd87 Posts: 2,345 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I just read Martin's post on Facebook too. It's going to be mentioned in the weekly email but I want to know about it noooowwww!
  • He says its capitalone classic
    If you want to see a rainbow, you have to get used to the rain.
  • catflea
    catflea Posts: 6,620 Forumite
    Well, it is the cap 1. And I've been approved. :D

    It'll be interesting to see if the limit is enough to be useful
    Proud of who, and what, I am. :female::male:
    :cool:
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    not just the limit, but after the 0% whats the apr going to be
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • catflea
    catflea Posts: 6,620 Forumite
    edited 19 October 2011 at 6:20PM
    Less than the Vanquis I hold :cool:

    I did have a cap1 classic many moons ago, as I was making my first steps onto the credit ladder, and found it to be an excellent product for what it was. Shame everything went to hades in my life a few years later.
    Proud of who, and what, I am. :female::male:
    :cool:
  • i got that card last week, the credit limit was £200 the interest was 0% until jan on purchases and think the apr is 39%....
  • Hazzinho
    Hazzinho Posts: 742 Forumite
    Yeah can't see them handing out great limits but a good card to use and boost your credit rating for better cards in the future.
  • Can you get it if you already have a Cap1? I guess not as they dont want you to transfer the balance youre already trying to pay off with daft interest. hmm answered my own question! sorry- tired :)
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I would try for the sygma silver card has 0% transfers, good acceptance even with defaults and only search equifax. limits and apr good.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Ive never heard of that- thanks for the heads up- any more info please?
    Have nothing in your house that you do not know to be useful or believe to be beautiful.

    £117/ £3951.67
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