We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
0% poor credit card....
catflea
Posts: 6,620 Forumite
in Credit cards
I've been hearing whisperings of a card with 0% for 6 months (I assume on purchases) which would be available to those of us with a lower credit score. Has anyone else actually heard of this card and know what it is??
Martin has even mentioned it on Facebook. Its a very interesting proposition to me as I have a reasonably large purchase coming up...
Martin has even mentioned it on Facebook. Its a very interesting proposition to me as I have a reasonably large purchase coming up...
Proud of who, and what, I am. :female::male:
:cool:
0
Comments
-
I just read Martin's post on Facebook too. It's going to be mentioned in the weekly email but I want to know about it noooowwww!0
-
He says its capitalone classicIf you want to see a rainbow, you have to get used to the rain.0
-
Well, it is the cap 1. And I've been approved.

It'll be interesting to see if the limit is enough to be usefulProud of who, and what, I am. :female::male::cool:0 -
not just the limit, but after the 0% whats the apr going to beDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
Less than the Vanquis I hold :cool:
I did have a cap1 classic many moons ago, as I was making my first steps onto the credit ladder, and found it to be an excellent product for what it was. Shame everything went to hades in my life a few years later.Proud of who, and what, I am. :female::male::cool:0 -
i got that card last week, the credit limit was £200 the interest was 0% until jan on purchases and think the apr is 39%....0
-
Yeah can't see them handing out great limits but a good card to use and boost your credit rating for better cards in the future.0
-
Can you get it if you already have a Cap1? I guess not as they dont want you to transfer the balance youre already trying to pay off with daft interest. hmm answered my own question! sorry- tired
Have nothing in your house that you do not know to be useful or believe to be beautiful.
£117/ £3951.670 -
I would try for the sygma silver card has 0% transfers, good acceptance even with defaults and only search equifax. limits and apr good.Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
Ive never heard of that- thanks for the heads up- any more info please?Have nothing in your house that you do not know to be useful or believe to be beautiful.
£117/ £3951.670
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.7K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.6K Spending & Discounts
- 245.8K Work, Benefits & Business
- 601.8K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards