Benefits help..

wannabehermit

Also bear in mind that your tax credits will be different from what is quoted on entitledto or whatever benefits calculator you have used as your TCs will be based on last years income, NOT what you are expecting your OH to earn.

whattodo02

FBaby wrote: »

Why can't you work if your children are in school at least some of the time and your OH is only going to be working part-time? Be careful before you do anything in case the job centre penalises your OH for having given up his employment willingly.

trying to find a full time job is hard enough, let alone a part time job, term time only between the hours of 9:30 and 11:30 without being able to drive?

whattodo02

wannabehermit wrote: »

Also bear in mind that your tax credits will be different from what is quoted on entitledto or whatever benefits calculator you have used as your TCs will be based on last years income, NOT what you are expecting your OH to earn.

i put into the calculator OH's earnings from last year and what he will be earning now (once he gets the job) and it seems to come with the results based on what he will be earning?
can you not ask them to base the benefits on your income now rather than last years?

whattodo02

with income support, does it matter that OH left his job rather than being sacked?

FBaby

whattodo02 wrote: »

trying to find a full time job is hard enough, let alone a part time job, term time only between the hours of 9:30 and 11:30 without being able to drive?

but you say your partner will only be working for a few hours during the week, so surely you can look for a job for when he won't be working and can look after your youngest child? Couldn't you do some cleaning too at different hours until he can find a full-time job again?

FBaby

whattodo02 wrote: »

with income support, does it matter that OH left his job rather than being sacked?

You won't be entitled to income support as both or either of you can work.

HappyMJ

whattodo02 wrote: »

I have done the calculator for when we have moved into the rented house and oh is working and earning around £5000 per year?
The small amount coming from the sale of our house i owe to my mum from borrowing..

Careful with repaying the borrowing. Do you have a written agreement that the funds must be repaid to your mum on the sale of the property? Did the mortgage lender know the deposit was from borrowed funds and had to repaid? If you declared to the mortgage lender it was a gifted deposit then you can't then declare to DWP that it now has to be repaid. Just be careful that's all I'm saying....

Fiver29

whattodo02 wrote: »

trying to find a full time job is hard enough, let alone a part time job, term time only between the hours of 9:30 and 11:30 without being able to drive?

If your OH is only working PT though, he'll be able to look after the children.

wannabehermit

whattodo02 wrote: »

i put into the calculator OH's earnings from last year and what he will be earning now (once he gets the job) and it seems to come with the results based on what he will be earning?
can you not ask them to base the benefits on your income now rather than last years?

You can but that usually won't do any good. In this case you'd be ok as you'll be earning less so your entitlement based on last year will be lower than your entitlement based on this year if you get what I mean, so you shouldn't get an overpayment. But as you will be getting less because of last years earnings it may leave you short. If you do ask them to pay you based on your predicted income for this year you may well be overpaid because of last years income though.

I've been stung so many times with tax credits I'm always very very very cautious.

Caz3121

whattodo02 wrote: »

i put into the calculator OH's earnings from last year and what he will be earning now (once he gets the job) and it seems to come with the results based on what he will be earning?
can you not ask them to base the benefits on your income now rather than last years?

You can get tax credits changed to work on this years income but this may make little difference to you
If your husband left his job a month ago he will still have 5 months + full time income to add on to the part time income (they will not base it on a years worth of part time income)
Also there is no disregard so, as you are hoping to increase your income before the end of the tax year, you should overestimate.
eg 5 months full time + 1 month nothing + 2 months part time + 4 months full time?
If you base it on full time 5 months + 1 month nothing then 6 months part time then when the income increases you will have an overpayment to pay back