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Bonsibabe's Bumblings!
Comments
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Right its 10 to 4 and I better get out of these pj's and get my fat a$$ dressed cos these kids are doing my nut in about this craft fair!!!!!!!
They are finally getting changed too so its off to the fair we go! Am actually looking forward to getting out of the house for an hour or so, will probably go and annoy my mum and dad cos they live right across the road from the fair lol.
I have drafted a snotty but nice letter to the army and will post it later. I have to post the letter on Monday as I have no printer ink and will have to print it at work (sneaky lol)LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Enjoy the craft fair, hope the you and the girls have a lovely time. xIt’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
Sir Terry Pratchett
Find my diary here
http://forums.moneysavingexpert.com/showthread.php?t=5135113
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Well we went, the kids spent, and I just browsed and pondered using my crafting abilities to put in for next years fair! When they have been at my parents house, my dad sometimes gives them £1 if he has change. Well they had amassed £11 each! And they spent it all! DD1 has been super sweet and bought lovely pink earrings (for my christmas!), a lovely windchime for my mum, a bookmark for my dad, a card for both mum and dad, and a sweetie. DD2 bought my mum a charm bracelet, a card for my dad, and a santa's sleigh christmas ornament thing for herself! I proper love how my girls are not selfish at all! All pressies are wrapped up (using the tissue paper that they came with!) so they have recycled as well! Sooo proud of them. But thinking i seriously need to knit loads and make loads of cards for next year and flog them at the christmas fair. May just have to book a stall at the church fair as well but that's a year away so just need to make loads of lovely gifts that people will be flocking to buy! I think my twilight inspired hats and wrist warmers may just go down a treat next year, given that the final twilight film will be just around this time next year. And hope the cost of buying the wool for my twirly scarves drops in price so I can make loads and loads more. They are so easy to make but the wool is £10 a ball so unless I sell them for £15 I won't make any profit!LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Oh I tackled FOH about the 7 credit searches that have been made this year in his name:eek:.
Apparently they are all because of me:rotfl:
He said it was because I wanted a contract mobile. Well I did but only cos I was offered a deal that was the same as what I pay on PAYG but with more free minutes and free texts as well but I got turned down:mad:
It makes me :mad: because he got one and he earns about 1/3 of what I earn! And can't keep his bank account in the black all the time but for some reason when you are in full time work, earning £20K a year and never overdrawn (cos there is no overdraft lol) you are not allowed ... purely cos I don't have a credit or debit card apparently. And the FOH offered to get me one cos he got one! Well that went well. That was one credit search out of 7!!!!!!!!!!!!!!!!!!! I know about one more (vodafreak) but the other 5 are a complete mystery to me!!!!!!!!!!!!!!! :eek::eek::eek::eek::eek::eek::eek:LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
As I have the dreaded credit report from Experian ... I have updated my sig appropriately.
I like the fact that in 3 years it looks like I have almost halved my debt, but has to be taken into account that £13500 of that was getting rid of our old car!:j:j:j:j
I have stated though that there is another £5K:eek: or so lurking around but that is in FOH's name alone. I'm only clearing the joint stuff because it is my credit file they are on:o!
I wonder if there is anyone out there who can tell me how to go about asking for a financial disassociation:o? I'm seriously considering it as FOH is so pants with his money that I seriously fear he will drag me down with him:eek: and I certainly don't want that. I want to be debt free and owning my own home within the next 5 years:rotfl:.
Big plans I know, but we all have to have dreams;). There is a house round the corner from my mum for sale for offers over £155K and I know I will never never be able to get a mortgage for that on my wages:(:(:( but I can't help dreaming of me and the girls buying the place, decorating it the way we want and moving in and being super happy there;):o;):o.
I wish I could just win enough on the lottery to pay off the debt and buy the house and I would be a happy little bunny:rotfl:LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Well kids are behaving nicely this morning so I am going to crack on with laundry mountain before my leccy goes to standard tarriff next week! Now that DD1 and DD2's rooms are nice and tidy I can get in to put their clean washing away! But must tackle the dreaded sock sort! I hate sorting socks! I have a drawer that is full of odd socks. One day I will find the pairs ... if not they will make some sock monsters lol. Woohoo! Another crafty idea for next year! Hehe me and my plans lol, half the time they never come to fruition so I really must get this house sorted so I can use my time when the kids are asleep for crafting activities!
Rightyo - am off to get busy ... have to do morrisons later to get receipt 4 towards my £25 voucher! Have managed to get the shopping down each week, need to start in earnest after new year! Am determined to do all the shopping for £50 a week (including cleaning and laundry stuff) ... the only extra is cat food for DD1's cat, but that's £20 every 6 months or so ... I get it from a wholesalers next to my work ... very cheap and cheerful and he eats it so hey ho there we go!
Am nuttier than a snickers bar today ... feeling the girly love in the house! FOH is at work all day so we have peace to be happy for a while!LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Well check me out today! I'm a proper delia today! Have eggs and onions currently pickling now, ready in 4 weeks! Used the extra eggs to make egg mayo for sarnies for tomorrow's lunch for me. There is a pork roast currently in the oven, ready at 7.30 ish and I have sliced carrots and got potatoes ready for cooking, plus got kids school uniforms in TD and DD2's clean bedding ready to go on her bed. Can you tell I have been busy today. I know it was a free listing ebay weekend but just haven't had the time to list ... maybe get a couple of bits on before midnight lol. Kids are currently watching st trinians (hope they don't get any ideas lol) and just about to start again, short break over for me lol. Still haven't done morrisons ... FOH will just have to be sharp home so I can get the shopping done before tea is ready lol. I'm a regular whirlwind today ... will be going to work tomorrow for a blooming rest !!!!!LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Now I am having a grrr moment. FOH or to be otherwise known as WOS did not finish work at 6.30 like I was told, finished at 7 but didn't get home till 7.30 (half an hour to make a less than 5 minute journey) so I never got to go to morrisons as they shut at 8!!!!!
As I was going out the door (didn't find out closing time till I got there!) I was told that WOS just had to be out before 9 for his quiz night ... it is such a hard blooming life he leads!
I am in such a shi$$y mood tonight after that. Slaved to get washing and tidying done and make a nice dinner and no thanks no nothing, just "I have to be out before 9 for the quiz!"
Well if he carries on like that he can move in with them and give me peace! I CAN start again on my own if I have to. I AM strong enough for this and I WILL be debt free some day ... sooner rather than later!!!!!LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Oh hun, sounds like he needs a bloody kick in the pants - maybe asking him to leave would focus his mind a little?It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
Sir Terry Pratchett
Find my diary here
http://forums.moneysavingexpert.com/showthread.php?t=5135113
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Thanks huni, but I've already done that. I even walked out 3 months ago. My mum and dad no longer speak to him because of the way he has been acting.
He would rather be out and about with other people than stay at home and try to make the house nice for the kids or anything. It's starting to really get to me.
Think we are very close to the end of the line. The sad thing is I really don't feel that much about it. A year ago I would be crying writing this but I'm not really fussed whether he stays or goes.
Sad but true and on that thought I shall say goodnight and I will see you all tomorrow xLBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0
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