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Moooooving back to DFW - one Fresian's continued adventures in debt-busting
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I think I've now realised that if I want to get vouchers from Valued Opinions that I need to chase them. I got my £10 voucher from them today and another £5 from Swagbucks. I've now got over £40 sitting in my account thanks to some birthday gifts too.
I have been very spendy today (boring list, but will help me with online banking tomorrow!):
M&S - £14ish but paid for with credit note, so free Christmas dinner
Sainsburys - £11.33. £9.49 on festive stuff, £1.84 on biscuits (groceries budget)
Asda - £6 on socks for Mr F's stocking
B&Q - £17.59 on a new Christmas tree (reduced from £60) and 7 rolls of wrapping paper at 37p each!
Morrisons - £8.60 (£4.25 on Christmas stuff, rest on food)
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Yesterday ended up being a NSD as I didn't leave the house
Today may end up being one too as although I'm going to be spending some money today I allocated it on Monday when I was being Spendy McSpenderson
I've just requested another £5 Amazon voucher from SB, although the rest of the survey sites are coming together a little more slowly. Still, in recent months I've been averaging £10 per month from SB, so if I can keep that going throughout 2012 then that might be £120 towards Christmas 2012. More likely, I'll just keep buying trashy crime books for my Kindle :rotfl: At the moment I'm saving my vouchers up so I can buy myself some things for the kitchen, but I'm waiting until after Christmas in case prices go down a little further.
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all sounding good0
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Morning!
I slept quite badly last night - yesterday I ended up in three supermarkets to sort out the last minute stuff needed for Christmas (including doing Kissjenn's shopping so she would stop with the ridiculous idea of going to the supermarket herself when she only got released from hospital on Wednesday :rotfl:) I then came home, tidied up and made dinner and wasn't tired. Until I settled down under my slanket with my Kindle. I woke up at 10pmI therefore didn't sleep until well after 1am and have been awake since before 8am. My brain is all befuddled
Money
PAD/Spends - £70
Entertainment - £23
Groceries - £132.54
ISA Balance - £2000
Crafty savings - £189.26
Outstanding loan - £4160.72
Surveys
My survey - 225 points
Valued opinions - £1.75 (£1 pending)
Ipsos - 990 points
Swagbucks - 95SB
Today I'm meeting a friend at 1 for some afternoon drinkies, which means that I have about three hours to get the house in decent shape as two friends (and their two kids!) are staying overnight on their way to Spain for Christmas. As they're staying in the spare room/my craft room there's going to be a lot of childproofing needed
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Hi FF, briefly de-lurking to say that your diary is fab but I also [STRIKE]stole[/STRIKE] borrowed your instructions on how to get points on swag bucks for my diary so that I can remember how to do it. Hope you don't mind........back to lurkdom:)0
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Hiya Munchin
It's nice when people come out of lurkdom - it makes me feel less like I'm talking to myself :rotfl:
I ended up not meeting my friend today, as we were both running too far behind schedule. We're catching up tomorrow instead.
The benefit of that is that I've got an unexpected NSD, taking me to my target of 10 for the month :A and the house is lovely and tidy
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Sounding good hun.
Did you do fat class this week?
Ive fallen by the wayside.Oooppps.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Fresian, my cowly chum!
Just thought I'd pop by to wish you a seriously splendid Christmas and a heaving Hogmany into the new year. Enjoy it all, cos you deserve it!:xmastree: xxx
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Sounding good hun.
Did you do fat class this week?
Ive fallen by the wayside.Oooppps.
Nope, and I've been eating for Scotland, so am going to have to buck up my ideas after Christmas Day is done with - we've got a Millionaire's Cheesecake to get through first though
Did you see my post about the freezer on the NSD thread?
Hi Fresian, my cowly chum!
Just thought I'd pop by to wish you a seriously splendid Christmas and a heaving Hogmany into the new year. Enjoy it all, cos you deserve it!:xmastree: xxx
Awww, thanks PickleHope you have a lovely time too and that Sandy Claws brings you all you're looking for. Xxx
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MAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0
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