Car Insurance - Postcode change - goes up ??

raskazz

scheming_gypsy wrote: »

1 - 'probably' isn't fact. So it could be recent
2 - it's not from an insurance company
3 - you just waffled to try and convince people you were right on 1 and 2

1) It is definitely not recent as there are no products currently in the market for standard private car with such a simplistic rating structure. Also, as mentioned above, most car insurers also now use some form of socio-economic factor which is also driven by postcode but is normally gathered from a separate rating table. The are often other rating factors which are included by matrix - eg age by postcode, vehicle by postcode - which cannot be calculated from a smple one-way table.

2) It is from an insurance company - it's an Aviva motorcycle postcode file from years ago - ask the brokers on here! Why else do you think it stipulates garaging terms and is peppered with the comment "Refer to insurer"???!?

3) Don't be so childish. If you want to educate yourself look here to find out what I am referring to:

http://www.experian.co.uk/assets/business-strategies/brochures/mosaic-uk-2009-brochure-jun10.pdf