The 'Save £12k in 2012' thread!

Desperate_Housewife_2-2

just opened a new isa for this financial year for me and OH. Put £1 each in and checked transferred isas which have already made £6.60 and £19ish so grand total including £300 into each first direct regular saver is.....

£4508.21!

(bit overbudget though but I will catch up)

Wobblydeb

Been a bit slack the last few weeks, so have got my bum in gear and listed a few things on Ebay today. Free listing weekend!

Otherwise a pretty quiet Easter staycation for us. The joint account has paid for our trips out and about, so I haven't spent much at all! (I am ignoring the trip to the Estee Lauder counter at John Lewis on Friday)

RedfordML

Not been on for a while, so good to see so many positive stories!!

Personally, now up to £8,000 which will be my lot for April (£500)...

Well on my way to the target of £12,000!

jamja

Just went to see the nationwide and opened one of the flexclusive isas to dump my regular savings into - was mightily pleased with myself and my 4.25% :-)

Then I went home and tried to add new isa to my nice shiny savings spreadsheet.... what a mess I have made of it!!!!! Excel is definately not my strong point and after watching me typing formulas into individual boxes, my OH had dragged, dropped and highlighted my original spreadsheet to make it the pristine perfection it is (or was...) He is not going to be amused when he gets in from work and sees what I have done to it :-(

Although I might be a millionaire in a few months if the new formulae are anything to go by...... if only it was that simple!

PheoUK

I've also just this afternoon opened one of the Flex ISAs, great rate so figured I'd get in there quick! As a HR Tax Payer, I think I get to add 40% on top vs regular savers... so not bad at all!

Also changing my CC for a cashback one while I'm there

Chris_M_3

Updating total for March.

Started with £4807, saved £533 and put that total of £5340 into an ISA before the end of the tax year.

So I'm nearly half-way to the £12k target :beer: but I've got a few big bills due such as house & car insurance, so that will affect how much I can save in the next few months.

Desperate_Housewife_2-2

well done everyone!

I bought some postage stamps yesterday (5 books of 12) and saved over £8 as they are due to go up by 14p a stamp at the end of the month. Just thought it was a good tip to share if fellow 2012ers didnt already know

findingmyownway

Well done to all savers!

I've been good today and sorted out my ISA situation for the year. Gone with the 3.3% Santander option and transferred my old ISA into it. Adding £2608 to the total which takes me to almost halfway, yay!

Kittenkirst

I think my other half is getting the hang of this; he was all chirpy earlier looking at his online banking and then told me he gad transferred 54 odd pounds to his ISA to get a nice round £250 in there! Had £5.61 interest & £5.89 quidco so far this month and payday means £300 to regular saver & £70 to other halfs SIP (share plan!).

Its all adding up will declare at the end of the month as dont want to declare too soon!

MoneySaverLog

The way I'd do it is declare what's saved on payday, taking into account budget for the month and a little extra for spending. But each month keep a seperate total for what's been declared as signature could get updated during the month. Then you have a record of what has been declared already.

Hopefully by the following payday, which is in the middle of the month for me, the figure remains the same. If it don't I just add or take away from the pot for the following months declaration to make up for it, or increase the value of the pot if further money has been added like interest for example or I've saved on my budget.