Mortgage freedom..Shala_moo's attempt at a diary..

shala_moo

The curry was lovely, thanks, it was from the Hairy Bikers cookbook that I got free with my Amaz0n vouchers :drool: definitely one i'd do again! I didn't have some ingredients, like fresh chilli and fresh tomatoes, so i improvised with chilli flakes and tomato puree. Much cheaper than buying the fresh ingredients and tasted just as nice!

Bought my first Xmas present today :jthe B0dy Shop have a Quidc0 deal that allows you to spend £20 and have £10 off so i did that. They only allow you to use one deal at a time so i had to stand in the shop working out whether it was better to go for the 3for2 deal or use my voucher.. i'm easily confused :rotfl:(also did my Quidc0 check in so got 25p)

Back to work tomorrow i've to see the nurse before i'm allowed back so i'm hoping she might send me home again as I still have no glasses.. it's against health and safety surely?

Well i hope everyone has had a beautiful sunny weekend xx

shala_moo

Meant to set myself some goals this week - see if i can stick to them:o

• no extra supermarket shopping
• under NO circumstances buy any kind of Xmas magazine! (major vice)
• take lunch into work all week
• stick to my calorie allowance for the week (will be doing alternate day fasting again)
• stick to the meal plan
• sort out car insurance ready for renewal
• do all surveys and clicks/adpoints
• make bunny rabbit topper and stars for friends cake

I will add to this as I think of new stuff today...

Tilly_MFW_in_6_YRS

Hi Shala_Moo, I had a weakness for buying Xmas magazines, I always kept them, and each year I flick through them again - same with Easter . Not quite the same as buying new ones, but I get the same Christmassy feeling

Have a good week, Tilly x

shala_moo

Hi Tilly, thanks for the tip, I have loads of old magazines.. but those shiny new ones try to get me to buy them all the time :rotfl:

I find they all repeat themselves most years, there's only so many ways to cook a turkey surely? And the thing is, we don't even have turkey for Xmas dinner... but for some reason I still have to buy them and they're £3.99!:eek:

I will stand strong this year.

Mortgage_Reduction_Novice

Hi Shala_moo,

I've only just caught up on your thread so have been reading about the op, glasses and house insurance. I got some glasses paid for by work - they suit me but they're not really my style so I'm thinking I should save and get another pair but they're so expensive once you add prescription lenses! And buildings/contents insurance due for us next month too!

shala_moo

Hi MRN.. i make sure that i have my glasses for a long time to make them as cost efficient as possible! over one year they'd cost me 70p a day so if you look at it in those terms then it doesn't seem to bad and i think i've had the glasses i'm wearing now for about 4/5 years, as i've been waiting for my op..


Today I went back to work, I had an interview with the nurse and she told me i should be on a phased return for the next few wks so i left at 1pm, nice.. now i need to get as much work done in 5 hours a day as i would in the usual 8-9 hours. I was struggling a little with the pc screen though.. at home i increase the screen view so it's easier to read so I may have to try this at work too.

Will do my car insurance comparisons tonight so i'm ready for my renewal and then i can tick it off my list

have a good day xx

shala_moo

Time for ...

Oct Monthly figures
Outstanding Mortgage £162,027.56
Family Loan £11,405.00
Daily interest £17.76
Emergency Savings £10,000

Total Debt as present moment £163,432.56(-1504.40:j)

Weight target 42lbs/[STRIKE]5lbs[/STRIKE] *ahem* lets not talk about that just yet!:D

So i'm happy that things are going the right way again! Won't be under £160k by xmas but never mind....



Have picked up my glasses today so i now need to learn how to see again, i can see long distance fabulously but i think close up work is going to take a bit of getting used to! Vari-focals = "Vari" weird! *rolly eyes smiley*

Hope everyone is ok, i can't stay on the computer for long periods of time as my eye just becomes sore so i've not had much time to catch up with everyone's diaries.. xx

shala_moo

Ooppss forgot to update the to do list.

shala_moo wrote: »

Meant to set myself some goals this week - see if i can stick to them:o

• no extra supermarket shopping - this didn't quite go to plan
• under NO circumstances buy any kind of Xmas magazine! (major vice) - done, stayed away from all magazine shops and aisles :j
• take lunch into work all week - wasn't in work at lunch times so no need
• stick to my calorie allowance for the week (will be doing alternate day fasting again) - managed to lower my calories and lose 2lb but still need to do better
• stick to the meal plan - pretty much, 5 out of the 7 days
• sort out car insurance ready for renewal - have a quote which looks to be £100 (plus £40 cashback) less than i paid last yr but my renewal letter still hasn't arrived so I won't jump just yet.
• do all surveys and clicks/adpoints - done
• make bunny rabbit topper and stars for friends cake - went to set it up this morning for the little girls birthday, and then ran away before the 56 kids arrived!! :eek:

Money saving this week :

• shopped at the fruit and veg shop instead of supermarket(6 peppers for £1):T
• t0pcashback pymt - £14.29
• Requested Panelba$e payout £10.50
• paid off credit card
• received my reward from Max1miles and have cancelled my account - takes too long to get points
• money shuffled to Hal1fax
• went through TCB to get quotes for the car insurance - £2.52 in cashback
• received my dental plan cheque back for the filling i had £48.00

shala_moo

I'll put this in a separate post so it doesn't get lost..

I have 3 invites for friends to join Adpoints. Please PM me your email address if you would like to join.

You will get 250 nectar points for joining.

Just wanted to note, that i don't receive anything for referring - i just know some of you wanted to join.

x

shala_moo

Not a very money saving weekend this weekend as we've just got back from Chester

cost us <£30 for 3 meals out and this was mainly the drinks - used Tesc0 vouchers to cover the costs of the food
needed to buy some new clothes - my jeans were literally falling apart at the seams
OH bought me a lovely new handbag for my xmas present so it didn't cost me anything
hotel was a little pricey but the breakfasts were lovely
started my xmas shopping - now have 3 presents and an idea for OH but couldn't get it as he was with me
i may have accidently bought some lovely boots but in my defence they were half price - i love Cheshire Oaks! So technically i saved £35:whistle:
had a lovely bath at the hotel - we can't run a proper bath here as our water tank is too small and also i don't want to pay for the water :rotfl:so i took advantage

hope everyone has a great week xx