Capital One payment

izools

Johntea wrote: »

Hi,

I made a minimum payment online for my Capital One payment on Friday, through my debit card early because the direct debit may have a problem this month going through.

However, the website still shows my next payment is due on 13/10/11? (The usual date for the direct debit). I did this on Friday afternoon, is it not likely to update properly until Monday or will I need to contact them to say I have made the payment by debit card this month?

Thanks

They will still apply for the direct debit.

Capital One only stop the DD if you clear the full balance, they'll still Dd the minimum amount if you pay less than the full balance.

That, and it's far to close to the payment date for them to cancel the DD anyway.

You'll need to ensure there's enough in the bank to cover it

glennc1981

I've got a DD on my Capital One credit card, though I always make a debit card payment too before the DD is due to go out and supplement the upcoming payment. To be honest I like it that way. I guess unless you don't have a balance they will likely take the DD out too.

hazelc56

I dont have a DD set up with Cap 1.I am wondering how that didnt happen at the time i first got the card.

molerat

From my statement, quite clear. Do people not read them ?

Your Direct Debit payment of £xxx.xx will be taken on or within 3 working days of 19/10/11. If you make additional payments your Direct Debit will still be taken unless your balance is cleared in full.

molerat

hazelc56 wrote: »

I dont have a DD set up with Cap 1.I am wondering how that didnt happen at the time i first got the card.

Because you didn't ask them to ?

hazelc56

molerat wrote: »

Because you didn't ask them to ?

Not that I can recall Molerat and they mustn't have asked me either.It never crossed my mind before until i saw this thread.I wont be asking them thats for sure.