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Moneyclaim Online (MCOL) question
Comments
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Dammit and drat! After painstakingly going over and over my MCOL claim before submitting it, I have just printed out my schedule of charges and noticed something of a boo boo.
I have mistakenly marked up 10 charges with the wrong year, 2002 instead of 2003. Now while this doesn't effect the total itself it does effect the intrest.
This is the same schedule i have sent on 2 previous occations to the bank and they have not said anything about it before.
I have tried to go back to my MCOL claim but I cannot edit it as it is marked 'Requested'.
What do I do?
Tom0 -
The Claimant has an account xxxxxxx with the Defendant. Since 09/10/2001 the Defendant debited charges and interest in respect of purported breaches of contract. Defendant is aware of all details as a list of charges has already been supplied. Claimant contends: The charges exceed the Defendant's losses caused by the breaches; The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. Claimant claims: return of the amounts debited of £960.00; Interest per S.69 County Courts Act 1984 of 8% - £167.57 continuing at 8% until judgment or settlement at a daily rate of £0.30; Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. Costs allowed by the Court.
the total being 1362.83 not including court fees
hi guys ,is this correct?
0.00022 x 1362.83 =30p rounded up
or is x 960???
cheers for the help in advance:)
can someone answer me please to tell me if this is correct.0 -
Dammit and drat! After painstakingly going over and over my MCOL claim before submitting it, I have just printed out my schedule of charges and noticed something of a boo boo.
I have mistakenly marked up 10 charges with the wrong year, 2002 instead of 2003. Now while this doesn't effect the total itself it does effect the intrest.
This is the same schedule i have sent on 2 previous occations to the bank and they have not said anything about it before.
I have tried to go back to my MCOL claim but I cannot edit it as it is marked 'Requested'.
What do I do?
Tom
Tom
Don't panic about this. Call MoneyClaim and explain what has happened, ask them what action you need to take to ammend your claim.
Before calling them work out how much you need to reduce it by.
Make sure you do this though because the bank will undoubtebly pick up on it.
Regards
UNDERGROUNDThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
UNDERGROUND wrote: »Tom
Don't panic about this. Call MoneyClaim and explain what has happened, ask them what action you need to take to ammend your claim.
Before calling them work out how much you need to reduce it by.
Make sure you do this though because the bank will undoubtebly pick up on it.
Regards
UNDERGROUND
This is excellent advice, MCOL are extremely helful when speaking to over the phone.
Just have all therelevant information to hand.
Cheers.
Mark.0 -
cheap-n-cheerful wrote: »Same to Jimmyjamjar 5 days from you starting process add on 14 more days.
Thanks for that - Martin said put this in your diary - to the second if possible so you can win by default if no defense is entered. How can we be sure of when this time is?!?0 -
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Hi,
I have a problem. 15 days ago I started small claims court proceedings against the Natwest Bank for £4,506.00. Their time is up and they haven't responded. What should I expect? What should I do? Should I now call the bank? If so, what should I say?
Thanks for the time
And0 -
Oh, I maybe should have added that I didn't ask for interest and pasrt of the above sum is the MCOL £120.00 fee.
Cheers0 -
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hiya,was wondering if anyone could help me,ive received my statements,wrote the letter but am unsure of how to do the schedule of charges? ive wrote them like eg.. 30th jan 05-£30
would this be acceptable to send with letter? also i want to hand deliver the letter to my branch,can i do this? or would it be better to send recorded delivery?? any advice would be appreciated
shelley0
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