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Moneyclaim Online (MCOL) question

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Comments

  • style
    style Posts: 5 Forumite
    Dammit and drat! After painstakingly going over and over my MCOL claim before submitting it, I have just printed out my schedule of charges and noticed something of a boo boo.

    I have mistakenly marked up 10 charges with the wrong year, 2002 instead of 2003. Now while this doesn't effect the total itself it does effect the intrest.

    This is the same schedule i have sent on 2 previous occations to the bank and they have not said anything about it before.

    I have tried to go back to my MCOL claim but I cannot edit it as it is marked 'Requested'.

    What do I do?

    Tom
    :confused:
  • nummy
    nummy Posts: 2 Newbie
    nummy wrote: »
    The Claimant has an account xxxxxxx with the Defendant. Since 09/10/2001 the Defendant debited charges and interest in respect of purported breaches of contract. Defendant is aware of all details as a list of charges has already been supplied. Claimant contends: The charges exceed the Defendant's losses caused by the breaches; The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. Claimant claims: return of the amounts debited of £960.00; Interest per S.69 County Courts Act 1984 of 8% - £167.57 continuing at 8% until judgment or settlement at a daily rate of £0.30; Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. Costs allowed by the Court.
    the total being 1362.83 not including court fees
    hi guys ,is this correct?
    0.00022 x 1362.83 =30p rounded up
    or is x 960???

    cheers for the help in advance:)

    can someone answer me please to tell me if this is correct.
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    style wrote: »
    Dammit and drat! After painstakingly going over and over my MCOL claim before submitting it, I have just printed out my schedule of charges and noticed something of a boo boo.

    I have mistakenly marked up 10 charges with the wrong year, 2002 instead of 2003. Now while this doesn't effect the total itself it does effect the intrest.

    This is the same schedule i have sent on 2 previous occations to the bank and they have not said anything about it before.

    I have tried to go back to my MCOL claim but I cannot edit it as it is marked 'Requested'.

    What do I do?

    Tom
    :confused:

    Tom

    Don't panic about this. Call MoneyClaim and explain what has happened, ask them what action you need to take to ammend your claim.

    Before calling them work out how much you need to reduce it by.

    Make sure you do this though because the bank will undoubtebly pick up on it.

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Tom

    Don't panic about this. Call MoneyClaim and explain what has happened, ask them what action you need to take to ammend your claim.

    Before calling them work out how much you need to reduce it by.

    Make sure you do this though because the bank will undoubtebly pick up on it.

    Regards
    UNDERGROUND :D

    This is excellent advice, MCOL are extremely helful when speaking to over the phone.

    Just have all therelevant information to hand.

    Cheers.

    Mark.
  • Same to Jimmyjamjar 5 days from you starting process add on 14 more days.


    Thanks for that - Martin said put this in your diary - to the second if possible so you can win by default if no defense is entered. How can we be sure of when this time is?!?
  • pigsmightfly
    pigsmightfly Posts: 1,120 Forumite
    nummy wrote: »
    can someone answer me please to tell me if this is correct.

    It looks fine to me - and I worked the daily interest out as 30p also :D
  • kippytip
    kippytip Posts: 6 Forumite
    Hi,
    I have a problem. 15 days ago I started small claims court proceedings against the Natwest Bank for £4,506.00. Their time is up and they haven't responded. What should I expect? What should I do? Should I now call the bank? If so, what should I say?
    Thanks for the time
    And
  • kippytip
    kippytip Posts: 6 Forumite
    Oh, I maybe should have added that I didn't ask for interest and pasrt of the above sum is the MCOL £120.00 fee.
    Cheers
  • nummy wrote: »
    can someone answer me please to tell me if this is correct.

    I've just come on to this thread and read the first page, there seems to be some advice on there as to what to put in this section.

    Good luck
  • shelsbels
    shelsbels Posts: 10 Forumite
    hiya,was wondering if anyone could help me,ive received my statements,wrote the letter but am unsure of how to do the schedule of charges? ive wrote them like eg.. 30th jan 05-£30
    would this be acceptable to send with letter? also i want to hand deliver the letter to my branch,can i do this? or would it be better to send recorded delivery?? any advice would be appreciated

    shelley
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