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Trying to make my dreams a reality!!

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  • dh & I just got our statements through from our old ISA's - he's still got £80 in his and I have £70 in mine :j we had totally forgotten about them so will go and withdraw the cash tomorrow and make the pay it off the mortgage!! Yay!!!! :T
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • icontinuetodream
    icontinuetodream Posts: 992 Forumite
    I've been Money Tipped!
    edited 26 December 2012 at 9:59AM
    Made the first payment of the MFW 2013 & MFiT-T3 challenge today from the ISA money (£150) :j:j:j it feels good to be off the starting blocks :D

    I had a crappy day yesterday....felt very miserable and came straight to bed after picking dh up from work but have woken up this morning in a better frame of mind and realise that I will have good and bad days for a while as yet....I just have to go with the flow and have few expectations ;)

    I am going to make a potato & cauliflower bake tonight as I didn't cook yesterday due to the extremely early night, so that will all be made from stuff already in the house :A I am going to do some meal planning today, I intended to do it straight after doing the food inventory but haven't got round to it yet....:o

    Had the majority of the rest of the kitchen delivered yesterday...still bits missing but I can't worry about that at the moment....it will just annoy me and I don't want to spend another day being angry about it....also had the hob delivered and the plasterers have done a great job in the living room which they are currently finishing as I write :D bless them, they really are great builders and really nice people....never thought that would happen!!!;)

    They sub-contracted to my builder when he was doing my kitchen - would never have him back, he was a total nightmare and also ripped me off :mad: but these two are lovely....just wished i had known about them first as this would all have been completed a lot earlier and at about 2k cheaper!! Oh well, you live and learn!!
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Just emptied the change pot and £26 to OP today!!:j:j:j

    Have been to the shop to get some fresh stuff and decided to get a sack of onions to make some onion chutney....have no idea where I will put it once I have made it though!! :rotfl::rotfl::rotfl:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • I have felt pretty crappy over the last few days - think its the total lack of sleep I have had for so long - so have spent the last few days just slobbing - upshot is.... no onion chutney yet :( I will make it at the weekend instead....I really need to as I love it and haven't had any for months.....withdrawal symptoms are hitting me hard!!!:D

    DH has been working hard and I have almost two thirds of a kitchen now :j:j:j just one more wall of units to go and then its the whole tiling the floor thing etc :eek: we seem to be doing this completely the wrong way around as a result of everything that has happened over the past couple of months but I don't care....I just want a kitchen!!!!

    I have done well on the not drinking front....I have had no alcohol for the past nine days....unfortunately, the no smoking hasn't been so successful :o I am doing better though, I have cut down dramatically with the view to quitting on solstice...I have spoken to dh and he is going to do the same so that will make things a lot easier ;)

    I should be able to make another OP this week...not sure how much yet but I am loving making them as soon as I can and seeing the difference it makes....just wish they would stop putting interest on it..don't like seeing the total go up again!!!:rotfl::rotfl::rotfl:

    Anyhoo....off do something constructive...not sure what yet, but should really do something!! ;)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • £287 to OP today :j:j:j

    decided that it was about time that I talked to dh about getting back on the wagon now that the dust has settled a bit on the past couple of hideous months ... so had a conversation with him yesterday and showed him figures etc and he is suddenly re-enthused about the MFW journey....in fact, he's even planning on what we should do once we have paid it off!!:rotfl::rotfl::rotfl:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • another £350 to the mortgage today :j:j:j

    Had a pretty subdued solstice yesterday...just a couple of glasses of wine and time spent saying goodbye to the year ....gratefully, as it has been a total nightmare....:(

    however, i am looking forward to the new year and hoping that it will be a lot brighter....and closer to being mf!!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • babies have just given me their 'rent' money so another £150 to the op today!! :j:D

    the kitchen units should be finished by the end of the day which means that I will finally be able to bring my food stocks down from the spare room...I am looking forward to it so much, its ridiculous!! :o just have to do the floor tiling next week and buy some pans to work on the induction hob - hopefully by the beginning of 2013 I will finally have a fully functioning new kitchen and a house that is not covered in brickdust or sawdust!!:rotfl:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Well done on starting the MF journey again.:T So sorry about your puppy.:(
  • Well done on starting the MF journey again.:T So sorry about your puppy.:(

    Thank you RD :)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • ds has decided to pay his next couple of weeks 'rent' upfront so another £60 to the mortgage today!!!:j:j:j

    kitchen still not quite finished but will be by tomorrow night....excellent news....sometimes wish that i celebrated christmas though as I wouldn't be tiling the kitchen floor tomorrow!!:rotfl::rotfl::rotfl:

    for those of you who do celebrate though....i hope you all have a fabulous christmas :D:D:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
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