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Trying to make my dreams a reality!!

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  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    Well done on getting DH wanting to make OPs :T Mine's getting there slowly but is still easily led astray by things he 'needs'!
  • TwinnyD wrote: »
    Well done on getting DH wanting to make OPs :T Mine's getting there slowly but is still easily led astray by things he 'needs'!

    my dh was the same...its only since he's been able to look at the difference on-line that he's got totally on-board with it...long may it continue!! ;)

    out tonight at a friends firework type 'do' ....feel like going about as much as flaying myself alive, woke up much earlier than I was hoping too (it is meant to be my saturday lie in day today :mad: ) and feel blocked up, headachey and generally rubbish!! :( I know its just the beginning of a cold, but I really don't want to do anything other than have a duvet day and sleep.....timing is impeccable but can't cancel as I had to cancel the last time I was due to go to his house as dh did his back in!! Oh well, I will just see how it goes....no doubt I will indulge in plenty of alcohol and will not care how I feel in the end!! :rotfl::rotfl::rotfl:

    I had an unexpected £81 in my bank yesterday (forgot that it was due in) and have op'd it :D checked my balance this morning and it is down to £56300 :j:j:j just wish they wouldn't put interest on it .....hate seeing it go up again :rotfl:

    Right, going to see if I can have a snooze before I trudge to the shops to get the stuff needed for tonight and petrol for the car...hope you all have a great mfw day!! :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Having a good day today...am avoiding going to the shops and spending money so will hopefully have a decent op amount for November.....just have to pay for the oil :eek: this week and then will have a better idea of what additional money i can put to it...I had to pay the plumber today but that was already budgeted for and the money set aside - plus, he's one of dh's friends so dramatically cheaper than it could have been :D :j
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Have had a hideous couple of days...one of my puppies has lost loads of weight and the vet has told me that it could be anything from the stress of all the building work to heart failure!!! :eek::eek::eek: Honestly don't know what to do....I have spent an absolute fortune on food for him (raw food, chickens, ham hocks etc) to try to get his weight back up and he is merrily munching away on it, so am hoping that it will work...certainly don't think that the additional stress I now feel is going to help the situation, so am trying to be calm and rational...failing miserably on both at the moment, but will continue to attempt it :(

    The house is not far off done - the patio door is in, the doorway from the lounge to the kitchen has been blocked up, the wall between the kitchen and hall has been knocked down and the framework put up for the new door and stud wall and the plasterboarding has been done too.....the plastering is being done tomorrow and the floor will be done by thursday....hoping that by the end of this week, it will be completed apart from the sparky coming to second fix the light fittings/switches and the plug sockets :j I should be a lot happier about it all, but the issues with the puppy have took the shine off it completely :(

    As far as my OP's are concerned, it has all gone to poo because of the dog - I have completely blown my budgets (and probably next months too!!) but I will get back on it once I know what is happening with him.....just doesn't seem paticularly important at the moment....:o:(
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Sepa74
    Sepa74 Posts: 962 Forumite
    So sorry about your puppy :(But hopefully all the good food you bought will make a big difference.
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • trauma does not get close to describing my current circumstances :(

    my puppy is seriously ill....he has an auto immune condition, his back legs aren't working properly due to his menengies being inflamed and he has an 80/20 chance of recovery...._pale_ i haven't been on the boards for a while because all I have been doing is crying....he is being treated by a specialist neurologist who is apparently one of the best in europe, so I am hoping that he will be in the 80%...its early days yet but I think that I am seeing a small improvement in him although I am not sure if it is just wishful thinking....I haven't slept, can't think and feel like my head is caving in :( I am trying to be positive now, i have had an enormous amount of support from my family, friends and colleagues and I know that if I don't stop the stress it will probably affect him which I really don't want.

    From today, I am going to concentrate on willing his recovery and the couple of plus points there have been in my life recently - the building work is finished and paid for and I have bought the new floor tiles and a new kitchen. If he improves enough over the next week or so, I will start to put the tiles down and install the kitchen so that we can get some normality back in the house.....

    I hate the fact that I have no enthusiasm for any of this now...the kitchen, mfw or anything really...but I guess that it is only to be expected....I am sure that it will return as soon as he is better and I am really hoping that by the time next year starts, I will have a happy, healthy puppy and a lovely kitchen which he can lay in and watch the squirrels through the patio door :)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • This post has nothing to do with MFW, I just need to write this down so that I can get things straight in my head.

    I've had the report back from the specialist vet and the outlook is not good for my puppy :( he has Meningoencephalomyelitis of unknown aetiology with pelvic limb ataxia and the prognosis is guarded. The long term affects of steroid use may damage his pancreas, liver and give him gi problems. I am currently trying to come to terms with having to make a decision in the probably not too distant future on what is best for him and I am not doing too well with it..... He is not in pain, he is just very wobbly and that probably won't change. I know that it is his quality of life which matters, not the quantity and as he is a greyhound, he's a couch potato anyway, so it may be that he can enjoy a good life for a few more years but I am not sure. He always used to enjoy his off lead runs more than anything and I am devastated that he can no longer do this because of his lack of balance and co-ordination. I'm not giving up on him, if I can, I will keep him going for as long as humanly possible - I just want what is best for him and at the moment, I really don't know :cry:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    hi there, I am a DFW but often venture into MFW land to lurk on the diaries in here for inspiration. I hope to be a MFW when my current loan is paid off.

    Your story about your puppy is so sad. I dont know what to say as I am not familiar with the condition but having dogs, horses and chickens myself you are always reminded how their life is your responsibility. xxx
  • thank you sepa & LAM for your kind thoughts and words....it does help :)

    I am taking it one day at a time with him....otherwise, I will drive myself insane with the worry and the despair...I am trying to be pragmatic about it at the moment but still have my mini-meltdowns every so often :o being in a state of fear isn't going to help him as he will pick up on the stress and it will make him worse, so I am trying to get back to some sort of normality....we have the specialist next saturday and I won't know what the state of play is until then so I am just enjoying the time I have with him at the moment and making sure that he has everything he wants which makes him happy....chicken, rodeo's and shmakos seem to be the order of the day!! :D

    I am trying to take my mind off it all by getting my brain back into thinking about what I want to acheive by the end of this year and onto next year....focusing on what I can do rather than what I have no control over is probably the best way forward...so here are the initial plans....

    I need to get back in control of my life - that includes my health (both physical and mental), my home, my finances and my goals....

    I need to start eating healthily again, the last couple of months that the building work has been happening have been a nightmare food wise and these last few weeks that my dog has been ill I have lived on alcohol, caffine, sugar and nicotine....plus the occasional days of crappy junk food....add that to not sleeping more than a couple of hours a night as the dog needs to go out every couple of hours due to the medication etc and I am physically wrecked as well as emotionally....this can be rectified soon (apart from the sleep deprivation!)....I cut out the alcohol yesterday and our kitchen was delivered earlier this week, tomorrow dd is here so she can look after the dogs and dh & I will get started on fitting that...once I have somewhere to cook properly, I can start to menu plan and save some cash ;)

    I joined the MFiT T3 challenge to reduce my mortgage by 47k and I intend to do that still....this month any OP (other than our regular one) will be impossible - until I know what is happening with the dog I have a lot of expenses to cover - the specialist is 160 mile round trip and I may need several visits as yet, plus, depending on what the final cost is, I may need to 'top up' anything the insurance doesn't cover so need to ensure that I have some put aside for that. However, I am determined to get into it as soon as possible in the new year - I think that the first six months it will be difficult to reach my target as there are things that I still need to sort out with the house....mainly getting rid of all of the debris from the front garden, getting the place decorated and getting a new sofa....I also need to get a bit more into savings again as we have hit them hard for the kitchen and appliances and I want that safety net back so will spread the spare cash in the first six months between the savings and OP's

    Its going to be a really stiff challenge to get to the reduction in my mortgage that I am aiming for, but I am pretty confident that I can get there if I try really hard...I will do my best and am sure that being on these boards will help keep me focused!!!:D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • I don't know how to start this post really....unfortunately, my puppy deteriorated and was no longer able to walk, so yesterday, I had to make the decision to have him put to sleep :cry: I am struggling with it, but I know that it was the right thing to do as he no longer had any quality of life....he died peacefully with his head on my lap and I have him in the garden, in one of his favourite chilling out spots. Life will not be the same without him, he brought us so much joy, he was an amazing dog and despite how distraught I feel at the moment, I treasure the beautiful memories that I have of him. As my sister said, a short life filled with love is better than a long life without it....

    I am going to get myself sorted when my head is straighter and get back on the MFW journey....I know that it will help in the months ahead.
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
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