Should MSE Martin Be Allowed To Become A DFW Nerd?

gentlepurr

Yes

MSE_Martin wrote:

A Serious Answer. To be honest I've never really been in debt

I took a year out before uni and worked to save up cash to help during my studies. At Uni I took out a student loan and had a 0% overdraft, but i did just offset it in a savings account.

Before my postgrad I worked for three years, and in the final year, saved 50% of all i earned to support myself during my planned studies. At that point I took out a career development loan (and again just earned high interest on it).

Luckily I got a job that started on the Monday after my postgrad finished, the only time I was truly overdrawn (less assets than debt) was when I went into my overdraft for two days before the first pay day in that job. That was the last time - I do off course have stoozing 0% debts though.

Then (its public as the guardian printed it, so i won't hide it). I bought my first home at the age of 32 having saved up for it, so that I've never had a mortgage.

So hence my request is only for 'honorary' debt-free wannabee nerd status.

Martin

(I hope this doesn't come across as showing off. I just think its important people understand that I practice what I preach.

I come from a family where education is important, and while I was growing up, we weren't rich (dad was a headmaster) we were comfortable. However I've been primarily financially independent since I was 18 as I've been very lucky, I had a good education, was always 'employable' and managed to get good jobs and work hard to support myself. I have no other commitments, and am single, and haven't suffered any hard change of circumstance.

Yet my world obviously revolves around money saving and debt. Its my political (small p) passion; to try and rebalance the weight between corporate and bank power and consumer power - the more I do it - the more I see how dealing with debt is the core start point. It's one of the reasons I'm so very proud of this particular board.)

thank you for this post Martin, its really interesting to take a peek at your background, and to read how you managed your finances in your earlier years. Credit to you for standing on your own two feet so early on, who would have imagined where it would have got you..............

I vote yes to the DFW, after all, we are all debt free wanabee's, whether we have debt or not, those that havnt wanna keep it that way

xx

adypem

No

Is it too late for me to change my mind after reading Martin's post

I'm all for a honoury number, or a special number being created for him.

Any ideas about what number could be assigned ? how about 666

skylight

No

After reading Martins post - I too think an Honoury position would be a perfect fit!

pudding06

Yes

I voted yes - he has to be the original nerd!!! ( sorry southernscouser)

without him we wouldnt be here anyway

pudds

cattie1

Yes

I voted yes but I think he should have the no of his post 722 or whatever it was just like the rest of us!:p
I can't believe how tactful martin is/was with money-I have worked since I was 14 (my parents were by no means well off!) and am currently in debt.
I wish I had had someone like you martin as a role model growing up,:money:
the world would be a better place debt wise if everyone grew up with martins advice! :T

looby75

Yes

On the other thread I suggested 000 as martins number, and a quite a few people agreed.

Penny-Pincher!!

Yes

What about 666:D

PP
xx

dinkylou

Yes

I'm in love with this man! Someone who is so switched on - there aren't many of them left!

You don't happen to have a brother or an identical twin do you Martin?

dumpy

Single ????? Helloooooooooo...........

mjdh1957

Yes

dumpy wrote:

Single ????? Helloooooooooo...........

'Ere! no shoving! Join the queue.......