We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Should MSE Martin Be Allowed To Become A DFW Nerd?
Comments
-
YesBattle of the nerds! It's almost like Jade v Shilpa....Total debt May 2005 £83,232 :eek:
Total Debt November 2009 £0! DEBT FREE!
Proud to have dealt with my debts
Official DFW Nerd Club member no. 0280 -
Noimmoral_angeluk wrote:Oh and I love the way that Martin's voted yes for himself :rotfl:
Yes he has, and is that not the very definition of a conflict of interest..?
So that'll have to be a no - just to cancel that out..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
YesWell I think we should let him in, after all, isn't he the original DFW nerd?
And yes, a mention on GMTV would just be the coolest thing - hope you're listening Martin!0 -
Nocharlotte664 wrote:I voted no.
Just to be different!
And if Martin is in Debt and needs to be a Nerd, I would feel throughly let down! I need a role model, not someone in the same boat!!!! (Although I do love all you guys!!)
I agree with charlotte64, we need a role model, so its a no from me0 -
YesMe vote yes.
I can't even imagine what mess I would be in now if I hadn't of found this site and if Martin wasn't a nerd, how could he have got everything together to get the site started in the first place.
But what I would like to know is......Martin....have you *ever* been overdrawn or maxed out on credit cards before in your life...? Not that it will make any difference to my vote but I am curious!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
0 -
YesI voted definately yes.
He has helped out so many people on this site so he should be a Nerd without a doubt! I think it is much more a state of mind than having any debts (although maybe he has got some!!!)0 -
YesCould he not be an honorary Nerd like those famous people who get doctorites from Colleges/universities or something for being on the telly; or discovering the cure for small pox or something?
Sorry about the spelling!
I think it's lovely that he wants to be in our gang.Ciggie free 2am 21/09/06. Debt free 25/06/09.'It was such a lovely day I thought 'it's a pity to get up'' W. Somerset Maugham.0 -
Yeshe should be King DFW nerd...... or lord nerd....
see him/you on LK the other day. love the way he/you get so passinate about things..... think LK has a "thing" for you martin....;)If i upset you don't stress, never forget that god aint finished with me yet.0 -
YesBut what I would like to know is......Martin....have you *ever* been overdrawn or maxed out on credit cards before in your life...? Not that it will make any difference to my vote but I am curious!
A Serious Answer. To be honest I've never really been in debt
I took a year out before uni and worked to save up cash to help during my studies. At Uni I took out a student loan and had a 0% overdraft, but i did just offset it in a savings account.
Before my postgrad I worked for three years, and in the final year, saved 50% of all i earned to support myself during my planned studies. At that point I took out a career development loan (and again just earned high interest on it).
Luckily I got a job that started on the Monday after my postgrad finished, the only time I was truly overdrawn (less assets than debt) was when I went into my overdraft for two days before the first pay day in that job. That was the last time - I do off course have stoozing 0% debts though.
Then (its public as the guardian printed it, so i won't hide it). I bought my first home at the age of 32 having saved up for it, so that I've never had a mortgage.
So hence my request is only for 'honorary' debt-free wannabee nerd status.
Martin
(I hope this doesn't come across as showing off. I just think its important people understand that I practice what I preach.
I come from a family where education is important, and while I was growing up, we weren't rich (dad was a headmaster) we were comfortable. However I've been primarily financially independent since I was 18 as I've been very lucky, I had a good education, was always 'employable' and managed to get good jobs and work hard to support myself. I have no other commitments, and am single, and haven't suffered any hard change of circumstance.
Yet my world obviously revolves around money saving and debt. Its my political (small p) passion; to try and rebalance the weight between corporate and bank power and consumer power - the more I do it - the more I see how dealing with debt is the core start point. It's one of the reasons I'm so very proud of this particular board.)Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 0000 -
NoMSE_Martin wrote:To be honest I've never really been in debt
I took a year out before uni and worked to save up cash to help during my studies. At Uni I took out a student loan and had a 0% overdraft, but i did just offset it in a savings account. Before my postgrad I saved 50% of all i earned to support myself for the year - took out a career development loan (and again just earned high interest on it).
Luckily I got a job that started on the Monday after my postgrad finished, the only time I was truly overdrawn (less assets than debt) was when I went into my overdraft the and went overdrawn for the first and only genuine time in my life, (not counting student loan) for two days before I got my pay from the job I was in proper overdraft. That was the last time.
Then (its public as the guardian printed it, so i won't hide it). I bought my first home at the age of 32 and had saved up for it so I didn't need a mortgage.
So hence my request for 'honorary' debt-free wannabee nerd status.
Martin
(Please don't think this is showing off. I just think its important people understand that I practice what I preach.
I come from a family where education is important, and while we weren't rich (dad was a headmaster) we were comfortable. However I've been primarily financially independent since I was 18 as I've been very lucky, I had a good education, was always 'employable' and managed to get good jobs and work hard to support myself. I have no other commitments, and am single, and haven't suffered any hard change of circumstance, I am very lucky in that way.
Yet my world obviously revolves around money saving and debt. Its my political (small p) passion; to try and rebalance the weight between corporate and bank power and consumer power - the more I do it - the more I see how dealing with debt is the core start point. It's one of the reasons I'm so very proud of this particular board.)
:eek: I'm shocked and amazed at how someone could be so sensible with money, even at a young age (especially at uni!).
But I do wonder whether the reasons you're not in debt is because you haven't got a 'missus' spending all your hard earned money! You need a footballer's wife girlfriend!!! lol!Total 'Failed Business' Debt £29,043
Que sera, sera.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards