Phone Call From Egg

mrtickle

bethyblue612 wrote:

Well, the T&C's do specifically say "current account", although whether they would be able to tell by the sort code or account number that you've used a savings account is anybody's guess.
I suppose it would be OK as long as the bank offers both savings and current accounts, but I'd rather not risk it myself.

Ah, sorry, yes I missed the "straight to" in the post. I agree SBT direct to savings accounts, without going through a current account, are a no-no. But who on earth would do that? Anyone who does that deserves everything they get as it is trivial to use a current account as a conduit, and stay within the T&Cs.

BrightonLad

mrtickle wrote:

Ah, sorry, yes I missed the "straight to" in the post. I agree SBT direct to savings accounts, without going through a current account, are a no-no. But who on earth would do that? Anyone who does that deserves everything they get as it is trivial to use a current account as a conduit, and stay within the T&Cs.

i did it mr tickle, twice now over 2 years, and everythings fine with it. see my earlier post on this thread.

mrtickle

Yes, but strictly speaking just because they didn't ask you questions and you got away with it twice, doesn't mean it is ok! The T&Cs clearly say current account, and you are taking an unnecessary risk by trying to SBT to a non-current account.

pinkfluffybabe

I like Egg, their customer service is way better than any other bank I have been with. Although I did get the third degree when I took out my loan with them - fair nuff though, they had to make sure I would pay it back.

dealseeker

I BT straight into the savings account of my offset mortgage. They asked me about the account I had used when I ask for latest credit card increase.

Told the guy straight that I was just using the credit to offset my mortgage. Didn't seem to be a problem. He hadn't heard about and was quite surprised and thought it made sense.

Gave me an increase too. Didn't seem to be a problem.