views on First Direct

moonrakerz

gt94sss2 wrote: »

a savings account with £1 in ............... you don't need to fund your account with £1,500/month

.....their 8% Reg saver is a good one !

samwsmith1

moonrakerz wrote: »

.....their 8% Reg saver is a good one !

That doesn't qualify for the fee waiver though.

shirlgirl2004

We've been with FD for 2 years and not had any problems. Service always seems really good. I like the fact I don't have to call them. I can send a secure message and the query gets dealt with.

Jennifer_Jane

Re the £1500 monthly vs £1 in a savings account/or credit card or whatever, I did have a lengthy conversation with FD a few weeks back, and repeated to them what I understood it to be:

If if have another account (savings/credit card, etc), I will not be charged the monthly fee (£10, I think). But I do still need to deposit £1500 in the account every month.

Yes, that's it, they said.

I've done this for the £100 (and the 8% Reg savings account). It's no problem, I just recirculate various bits of money.

If anyone knows any different, or is phoning FD - and finds out I'm incorrect, then would you mind letting us know, please?

PJ1973

I switched my account to them . . . don't regret the discussion one bit. I love the way I speak to someone whenever I call.

I liked them so much, I have also switched my mortgage to them (on a fees free deal they offered to existing clients) . . . again service has been excellent.

Why can't all companies be like this?

Phil

lr1277

I joined FD about 11-12 years ago. At the time, I did a straw poll amongs friends and 9/10 were very happy with them. One friend did get messed around a lot and so left. But that was more than 10 years ago.

I am very pleased with the service I receive.

gt94sss2

Jennifer_Jane wrote: »

Re the £1500 monthly vs £1 in a savings account/or credit card or whatever, I did have a lengthy conversation with FD a few weeks back,

Banking with first direct usually costs £10 a month, but you will not be charged this fee when you pay in at least £1,500 to your 1st Account each month, or maintain an average monthly 1st Account balance of £1,500, or hold a selected first direct additional product.

from here

Regards
Sunil

woowoley

I hope your credit history is excellent.

dave82_2

Transfer process was fantactic.
They gave me £100
They always answer my calls within a few rings
They are polite and helpful
I can deposit and withdraw money from HSBC (if you want to withdraw large sums make sure you have ID and your cheque book or they won't do it)

I was with Cahoot who were a shambles. I LOVE FIRST DIRECT :-)

pimento

Another 10/10 from me.

I was with Smile before and I thought they were good, but FD are even better.