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What 95% LTV Mortgages are available, where you can apply directly to a Lender.....

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2

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  • Dick_here
    Dick_here Posts: 1,605 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OMAR wrote: »
    I hate intermediatries.....its a middle man for nothing, rather deal direct.

    What you're asking for here is an intermediary, just one that you don't have to pay for :money:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • OMAR
    OMAR Posts: 701 Forumite
    true very true lol
  • OMAR
    OMAR Posts: 701 Forumite
    can any mortgage advisor help me please?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OMAR wrote: »
    I hate intermediatries.....its a middle man for nothing, rather deal direct.
    .
    OMAR wrote: »
    i'd rather deal with a direct rather than ring sum1 who then rings sum1 else....its like a week to get a reply to anything....
    .
    OMAR wrote: »
    can any mortgage advisor help me please?
    .
    :rotfl:
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    I can't possibly think why a mortgage advisor wouldn't post help on this thread
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If somebody chose to hate me for a good reason I could live with it.

    When somebody decides to hate a particular occupation without dealing with them, then requests advice from the very people who are hated it really is taking the urine somewhat.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Seems like the OP has an original way of asking for help anyways :)

    You have 2 choices sir:

    1. Goto a comparison website and type in your details and search for 95% mortgages and make a telephone call/application to every lender who offers such mortgages.

    2. Accept that intermediaries can be worthwhile and arrange an appointment with someone local to you.

    There are several mortgages available for 95% which are exlusive to brokers, and several that are exclusive to Direct customers. Either way, I think you will need to speak to broker if you want to make sure you're getting the best deal.

    Good luck sir!
    I am a Mortgage Adviser -
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • OMAR
    OMAR Posts: 701 Forumite
    so cant i speak with one of you two instead??
  • kingstreet
    kingstreet Posts: 39,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Omar - if you don't mind me saying, you've loaded up, taken aim and shot the living c*ap out of your own foot.

    If someone arbitrarily said they hated your occupation and then asked you for free, impartial help, what would your reply be, do you think?
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • There is a Code of Conduct on these forums that means we can only give our opinions in the thread and not "fish" for business.

    Plus, if you see someone locally you get the benefit of the face to face interaction that can sometimes be very important for someone in your situation who made need a little help in trusting an intermediary.
    I am a Mortgage Adviser -
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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