single working mother not entitled to tax credits

HappyMJ

It's an overpayment recovery due to them thinking you get £10,000 when you really got £25,396. Next year you will get around £4,500 in tax credits every year. Which is about the £83 per week that someone mentioned earlier. As you were paid £206 per week you were being overpaid by quite a lot. Next year it'll all be back to normal. Less the £579 that you still owe them of course....

fuzzybear01

That seems like a huge amount of childcare to pay for. Do you work long days? Are you paying an hourly rate for childcare?

HappyMJ

fuzzybear01 wrote: »

That seems like a huge amount of childcare to pay for. Do you work long days? Are you paying an hourly rate for childcare?

£100 a week is not bad. Around here that would get about 25 hours of care per week.

fuzzybear01

HappyMJ wrote: »

£100 a week is not bad. Around here that would get about 25 hours of care per week.

I work as a nurse and pay around £50 a week for before/after school care during term time. That's why I was asking about her shift patterns

fuzzybear01

You may want to consider joining the NHS childcare voucher scheme as you should be able to save money that way.

joyzaphinengexpert5

I work as a nurse too. I work Monday to Friday 8.30 til 5.30. My hours aren't that different to the average persons, no dodgy shifts.


If I updated them as I was supposed to in July/August 2010, how can they still justify overpaying me?

joyzaphinengexpert5

karenx wrote: »

How old is your son? As if you quit and hes over 7 you will have to apply for JSA and as you quit work you will be sanctioned and not recieve any money for upto 26 weeks. So will be worse off. Cancel school dinners.
Does school not offer after school club or breakfast club? Surly you shouldnt need to pay over £100 a week on a childminder.

I'm not actually going to quit it was just a rant. I want to raise my son in a responsible household set a good example as best I can as a single mother that is.

LL30

I'm a single Mum too and I've found that it's pretty much swings and roundabouts with tax credits and housing benefits until you earn a substantial amount. The council will take into account your childcare costs and adjust their sums accordingly. I am lucky in that I'm in a HA property, so the whole LHA thing doesn't affect me, do you know what it is for your area? If you ring them up, they can usually give you an estimate over the phone.

For what it's worth, I always follow up phone calls to tax credits with a letter outlining what we discussed, time and date. It's a pain in the backside, but helpful when you encounter problems (not that it's solved my latest issues). If you're confused by their decision, I'd ring them up and talk it through with them, and send a letter outlining your concerns.

joyzaphinengexpert5

The local housing allowance is £184, my rent is £179. That's a really good idea about the letters, I really wish I had a record of the updates I gave them in August 2010 now. I'm going to citizens advice and housing benefit is right next door, I haven't had to go to any kind of benefits office since I was unemployed.

[Deleted User]

Lady_gaga wrote: »

I'm by no means having a go at you but if your son is at school why is your childcare cost still so much?

I don't have any childcare anymore. What I meant was I currently receive in wages and benefits the equivalent of a Net Pay of a 25k salary where as if I worked full-time (which actually I couldn't do in my current job as the hours are not available) I would be on 23k so £2000 worse off but obviously that's before tax and NI, can't remember the exact figure but think it was about £120 a month Net that I was down.