single working mother not entitled to tax credits

HappyMJ

joyzaphinengexpert5 wrote: »

Good idea.


Do people think citizens advice may be able to help me get my head around all this?

Not really. It's a budgeting problem. You are entitled to housing benefit so I'd be down at the council first thing tomorrow and registering a new claim. Keep tax credits up to date and you will be paid them again eventually. It's better than being overpaid anyway.

Lady_gaga

zagfles wrote: »

This doesn't make sense - what EXACTLY does it say on your final statement? Give all the figures on it including income, elements, anything owing from previous years etc.

You should be entitled to about £83pw based on your OP (that's assuming 1 child) so if you were only getting £62pw you were being underpaid not overpaid.

That's what I was going to say, but it depends on how much she pays back for her student loan and into her pension fund.
Her tax credits award would take into account her earnings before these deductions are made no?

Caz3121

How much were you being paid before the drop to £62?
If they have calculated you are due £3224 for the year, were you being paid £128 per week for the last 25 weeks?

zagfles

Lady_gaga wrote: »

That's what I was going to say, but it depends on how much she pays back for her student loan and into her pension fund.
Her tax credits award would take into account her earnings before these deductions are made no?

Student loan yes but pension no, income declared should be after deduction of pension contributions.

merlin68

I'd give up now if I were you. I read somewhere on this site that tax credits are going for anyone that earns over 25000 next year. It's disgusting.
You'd do better to cancel school dinners. How old is he.

merlin68

If you quit your job, you will get zilch for 26 weeks. Unless his under 5.Bbut they still wouldn't pay all your rent. You would have to pay some out of your £67 a week.

Lady_gaga

Deleted_User wrote: »

I pay £98 per month for gas and electric! Child Maintenance and maybe Housing Benefit. It's sad I know but I was looking at increasing my hours now my Son is at Comp and I worked out I'd have to earn £25000 just to break even what I currently receive working part time and claiming tax credits and a bit of housing benefit (£194 of my £450 rent). My full time equivalent salary is £23000 so I personally would be £2000 a Year worse off working full time!

I'm by no means having a go at you but if your son is at school why is your childcare cost still so much?

joyzaphinengexpert5

Caz3121 wrote: »

How much were you being paid before the drop to £62?
If they have calculated you are due £3224 for the year, were you being paid £128 per week for the last 25 weeks?

I used to get £202 a week. That would pay my childcare fee of £120 and I'd have a measly £30-40 to buy food with. I started work in November 09. They used my income between Nov and April '10 as being £10,000. I've had the usual tax credit updates I think in August 2010, and now August 2011 or whenever it issame as anyone else but for some reason they're still taking my earnings to be £10,000 which is rediculous seeing as I've updated them every step of the way. How can they get it so wrong??

First they sent me last years final tax credits decision for april 2010 to april 2011 they've put....

income for year 6 april 2009 to 6 april 2010 £10,000
income for year 6april 2010 to 5 april 2011 £25396

working tax credit (other than childcare)
Basic £1923
Lone parent £1890
30hr element £792
Total Working tax credit (other than childcare) £4606
Reduction due to your income £1396
Amount for the period £3210

childcare element of WTC
childcare element £5200
Total childcare element of WTC £5200
Reduction due to your income £0
Amount for the period £5200

child elements
1 qualifying child £2303
family elements
basic £547
total child tax credit elements £2850
reduction due to your income £0
Amount for the period £2850

PAYMENTS
amount to be payed
WTC other than childcare £3210
WTC childcare £5200
child tax credit £2850
total = £11260
minus
payments already made by us £11260
amount due to you £0.00


Then they sent me this years one for April 2011 to April 2012

earnings as an employee £25396

working tax credit (other than childcare)
Basic £1921
Lone parent £1950
30hr element £790
Total Working tax credit (other than childcare) £4662
Reduction due to your income £4662
Amount for the period £0

childcare element of WTC
childcare element £4550
Total childcare element of WTC £4550
Reduction due to your income £3117
Amount for the period £1432

child elements
1 qualifying child £2558
family elements
basic £545
total child tax credit elements £3103
reduction due to your income £0
Amount for the period £3103

PAYMENTS
amount to be payed
WTC childcare £1432
[FONT=&quot]child tax credit £3103
total = £4536
minus
payments already made by us £5115
amount due from you = £579[/FONT]

joyzaphinengexpert5

Lady_gaga wrote: »

I'm by no means having a go at you but if your son is at school why is your childcare cost still so much?

there's no after school club, a childminder picks him up and drops him to school, charges are £100 during term time, £200 during school holidays. This is around average. I'm thinking of quitting my job and being a childminder. I'm a nurse in the NHS.

karenx

How old is your son? As if you quit and hes over 7 you will have to apply for JSA and as you quit work you will be sanctioned and not recieve any money for upto 26 weeks. So will be worse off. Cancel school dinners.
Does school not offer after school club or breakfast club? Surly you shouldnt need to pay over £100 a week on a childminder.