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Have an outstanding October with the NSD challenge
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Morning everyone.
Hope you're all having good weekends.
Jinty Good to hear you had a successful appointment at the hospital, hope the meds work well for you
Rising have some (((((((((hugs)))))))))
LMH Shhhhhhh, there's still 2 months to go yet
. I do love C but we've got birthdays for ds2, mil, dd, DHs niece, my dad and me to get out of the way before then. (DD, niece, dad and me are within 4 days of each other a week before C :eek:, mine being the last so I don't even begin to get excited about it before then)
beanie I think it's 5 degrees
I've had 3 more spendy days. Rubbish. Money for school for 'heroes day' (which I nicked out of ds1s 'stiggy' bank, replaced yesterday!).
Yesterday we needed to get bits from Lidl as DH left the bits he got on Friday for weekend lunches in the fridge at work. Doh!
And today we need to get bits for DH to make an indoor hutch for the guinea pigs. I was hoping to get an nsd today as I was going to get one from ebay last night but it ended up going higher than what it would cost to make (no bids on it all week, thought I was going to get it for the opening bid grrr) and the person who had one on gumtree hasn't replied so off we go to Wickes (DH gets staff discount).
Nothing needed tomorrow so should be an nsd then shopping on Tues, think I'll need to get a lot in what with 2 hungry boys being at home for the week!Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
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:hello:
IF my spending diary has been properly kept and is not deceiving me, I have 3 more NSDs to declare, for wednesday, thursday and friday. Which is pretty good!
Got an email through saying the MSc results have been published, but it appears I can't access the right bit of the website... it has decided I'm not properly registered for this year or something. Very confusing :mad: . Think I'll ring up the admin office in the agric school tomorrow - see if they can tell me directly!“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Good morning from a so far dry and fairly warm NI:eek:
I hope everyone is well and is having a good weekend. Solvent, I did indeed have some red last night and have a slight hangover to prove it:o Beanielou, the correct temperature for a fridge is between 0-5C although at 0 things obviously start to freeze, so around 2-5 is ok. Legally industrial fridges etc must be below 8C although 5 or below is recommended. Investing in a small fridge thermometer will help and I recommend placing it in various shelves and compartments at different times to get an overall picture of the temperature, as the temperature of some fridges can deviate greatly in the bottom shelves, compared to upper shelves and the door compartments. And no, I'm not a fridge geek:D
As I'm not going out today, I'm declaring NSD13:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
I already have 14 NSD - yay I almost made it ...I will try 20 in November ...Don't forget smiling:):)0
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hoping for one today - am going to declare it later though ! just in case!Learning to keep within budgets !
:money:0 -
Hi All
Returned from beautiful Benidorm yesterday to a cold and miserable UK
Did two NSDs on holiday making it 6/10 NSDs for the month. Completely short now until payday on Friday. Have 65 Euros left over which I'll convert into pounds and use to pay my phone bill off. 0 -
Hi all NSD 15 today had a few silly spendy days, but pleased to have met my target for the month and can i please up to 18. I think 18 willbe achieveable as i don't get paid for another week and i have very little money to spend. Going to be a harder week as DD1 is off school and OH is off as well so it is hard to get up out of bed and going in the morning.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Nearly there.#13 today please!
Can I increase my target to 18 please;I'm feeling very motivated.
Hope you're all enjoying a lovely Sunday.It's cold here with blue skies and bright,bright sun.Off for a walk.0 -
NSD # 8 today
Been out and am resisting the local shop for chocolate! Now just to try and pick up another 1 before next week - going to be harder as it is Half Term and I know there will be many calls on my purse. :mad:
Out with Nieces tomorrow and they will be definitely not be a nsd!!2015 £2 Saver #82
SPC #323 £66 (2014)
Pay All your Debt off by Xmas 2015 #104
Look after the pennies and the pounds will look after themselves0 -
am declaring 9nsd's woo hooo..today was tough - could easily have gone out and got something nice from shops
damn chocolate cravings lolLearning to keep within budgets !
:money:0
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