Have an outstanding October with the NSD challenge

fedupandskint

It was a suprising NSD for me today. On 5NSD now and 10 more to get pretty sharpish

iwanttogoonholiday

Am up to 6nsd's now yay!!

Frodobaggins

Well done Jinty on your weight loss. :T:T:T
I also got my award last week for lossing 10% of my body weight although I think I need to loose a good bit more than you. My total weight lose to date after yesterdays weigh in is 23lb.

NSD#8 for me today.

ModestyB

Had a very surprising day today, went to Mr M's so it was a spend day anyway. THEN my DD showed me an ad for staffie puppies. I've been wanting one for ages. We went to look at them and came back with the last two they had. We just couldn't leave them where they were. It was awful. :mad: We're taking the pups to the vet's tomorrow, luckily they have an emergency session on a Sunday. We have to get the pups their injections, insure them and make sure they are both well. I don't think I'll be getting many NSD's from now on. But they're worth it.

jintyb

Frodobaggins wrote: »

Well done Jinty on your weight loss. :T:T:T
I also got my award last week for lossing 10% of my body weight although I think I need to loose a good bit more than you. My total weight lose to date after yesterdays weigh in is 23lb.

NSD#8 for me today.

Well done Froggo - that's a fantastic achievement :T:T:T:T

jintyb

Good morning all!

No NSD's to report because, although I had put my hairdo money aside, I treated myself to two eyeshadows from $up€rdrug's MUA range at the princely sum of £1 each! I think that range is fantasic for the money - all items are £1. I've used all makeup from really exp to dirt cheap over the years and I can say I'm really impressed!

I decided that if I have a weight loss each week then I would give myself a little reward, something costing no more than £5. This was this week's treat!;)

Had my hair cut quite short and "urchin-ish" and my roots and highlights done so I feel great!

No spends planned today - so I'm going for 4-in-a-row this week!


Have a lovely day everyone!:)

rising_from_the_ashes

ModestyB wrote: »

We went to look at them and came back with the last two they had. We just couldn't leave them where they were. It was awful. :mad: We're taking the pups to the vet's tomorrow, luckily they have an emergency session on a Sunday. We have to get the pups their injections, insure them and make sure they are both well.

Awwwww, poor wee mites - really glad they've now got a loving home where they'll get all the love, care and attention they need!:D

Not sure if you've had pups/dogs before (?) but if you need any help with anything (from food to insurance to training etc), pop over to the pets & petcare board as loads of knowledgeable people over there (and also a very friendly board). There's a "show off your pets" thread so we'd love to see some pics once they're settled in!:D

Frodobaggins wrote: »

I also got my award last week for lossing 10% of my body weight although I think I need to loose a good bit more than you. My total weight lose to date after yesterdays weigh in is 23lb.

Congratulations Frodo!:D


No 10 yesterday ....... foot is coming along but very slowly (getting a bit fed up now) thanks for asking:)

Well, the sun seems to have come out (tho' it's still a bit nippy) so better hurry up and get some washing in to take advantage of it!;) Have a good Sunday everyone.

donna_dynamo

all yesterday was a nsd and today looks like being another ao that makes 12 NSD's this month. Ordered some things yesterday for christmas presents but i had budgeted for them and had a 20 online voucher to use so saved some money there i manage to put aay some money for christmas every month. Trying to find something to do with the kids today hard to do as one is 2 and the other 7 and they want to do different things of cause whatever we do will be no spending.

bottleofred

Good morning folks from a so far dry and sunny NI:beer:
Although it's very early, as I'm not going out, I'm declaring NSD8 for today please:j
I hope everyone enjoys the rest of the weekend.

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!