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Have an outstanding October with the NSD challenge

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  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Another NO NSD today - had to order the dog's medication (why does everything have to come from different suppliers and run out at the same time!;)).
    solventsoon wrote: »
    I like your attitude, there goes someone who will never be in debt again, something to aim for I think:T

    Oh, I so hope so. Been there, done it (twice!) and sooooo want to never do it again:).


    Next plan of action on the staying debt free campaign is to get my budgeting sorted out - new budget was done yesterday and looks OK (but tight) and new spending diary started .....


    It costs £90 every 6 months for the check up, prescription & meds - If I can put away £15 each month, it's got to be better than taking a hit of £60 one month for the check up, prescription & one lot of meds and then £30 three months later for repeat meds!

    Guess it's the same for everything .... I've never managed to budget properly .... must do better!;)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • cleggie
    cleggie Posts: 2,169 Forumite
    Hi All, i hope everyone is having a nice Sunday!?
    Well i am still in my PJ's, and dont plan on getting dressed anytime soon :p, so yes, today is NSD1 for me! :D

    Have a good day everybody!
  • Smoosh
    Smoosh Posts: 1,629 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Did NSD #2 the other day, aiming for NSD #3 today :) So far this month we've spent about £75, eeek, mainly on unnecessary food.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Not having an NSD today as need milk, BUT am going to spend my 2 x £5 vouchers in Boots and get some nail varnish for Christmas. Just thought I'd remind folks. Check your use by dates!

    B :j
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Claiming two more days taking me to 7 please :j
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • iwanttogoonholiday
    iwanttogoonholiday Posts: 343 Forumite
    Im gonna declare number 3 for today as I have no plans to leave house :) so thats 3nsd's yay!
    Learning to keep within budgets !

    :money:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Just popping in while I have a cuppa.

    Well done on the weight loss Jinty - that's really fab :T

    donna - I can totally understand your annoyance, not so much for you and OH, well that too but as grown ups we 'get' family stuff, but for your daughters. Well, it's her missing out be not seeing them,
    ModestyB wrote: »
    Well done Jinty on your weight loss.
    I haven't spent anything so far today, depends if we nip out to aldi or lidl later.
    Cushelle on offer at Mr M, 16 rolls for £5 atm if anyone's interested. Is that good?

    Yep, not a bad offer on the cushelle - there is also a 50p voucher available on the Cushelle website so you could get 16 for £4.50.

    Lidl do sometimes do an offer (every 3 or 4 mths I think) for 24 for £6.99 - I missed it before but they had it last week so I got 2 packs....48 loo rolls should keep us stocked until next time round :rotfl:

    Just been out tidying up a bit of the garden, cutting back the lavender as much as possible, poor thing has grown out from under a tree and is rather woody but I don't have the heart to dig it out. :( also tidied up a few bits at the back, was clearing up a pile of leaves and found one deceased field mouse at the bottom :eek::eek: the cat denies it was anything to do with her but somehow I think she's telling porkies ;)
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • elfen
    elfen Posts: 10,213 Forumite
    NSD no 5 for me please....gonna sit and read for a bit
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • pinkfluffybabe
    pinkfluffybabe Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    Happy to report NSD No6 today :j
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Number 7 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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