Bank have refunded my PPI...twice

Derwent

EmzJenks wrote: »

It is THEIR responsibility to ask me for it back.

Actually it isn't their responsibility, once you become aware of the fact it becomes your responsibility. If you are aware of a wrongful credit to your account and take no steps to bring it to their attention or pay it back then you are committing a criminal offence under the Theft Act. While it is probably unlikely that the bank would report you for an offence, just be careful.

The Theft Act states....

Dishonestly retaining a wrongful credit.

(1) A person is guilty of an offence if –[FONT=&quot][/FONT]

(a) a wrongful credit has been made to an account kept by him or in respect of which he has any right or interest;[FONT=&quot][/FONT]
(b) he knows or believes that the credit is wrongful; and[FONT=&quot][/FONT]
(c) he dishonestly fails to take such steps as are reasonable in the circumstances to secure that the credit is cancelled.

di3004

Well done on your success!:beer:

I would let them know, better this way, they will go through the systems in time and come across this error.;)

glimmerofhope

I would let them know
Maybe an email.


I had this where an ex-employee paid me after I had left. I called them on two occasions and emailed them. When I heard nothing back I then waited for them to call me. When they sent me a snotty letter I sent them details of the contact I had made to them - they couldn't say much then. I then repaid the money back - they were so incompentent that about a month later they chased me again and i sent them a copy of my statement showing the payment.

Rise above the crooks that are the banks and be a better person than they were